Need a little more information. Are you getting the room with a code? Is it a deluxe room? Do you want the dining plan? We generally get room only because we are disney veterans and like the freedom to shop around on park tickets and we hate the ddp. Who are you getting the package from. Compare the two and see which one works best for you.
We have always done room only, but since I am now a Disney Rewards Visa member, we decided that the next time we go to WDW (about 3 years), we would do a package so that the tickets and room will all be in one and I can pay it off with 0% interest in 6 months. Also, we never usually do the ddp, but I think that is going to be a possibility as well. Also with packages, you get some coupons for certain things like the water crafts and at PH, with room only you don't get that.
Right now we the the magic your way with free dining book for CSR but do to some unseen financial strains we may not make the August 5th deadline to pay for the reservation. That is the reason I was curious about a room only instead because I know you can pay for that at check in. Also I am unfamiliar with buying tickets aside from a package. I hope that gives enough info in not just let me know. Thanks.