Just back on Sunday and I have to say that $20 per person is going to be very tough. We did the dining plan but they brought us a bill first so we could determine tip and our cheapest meal was at Nine Dragons in China and it was $106 for two adults and two kids that Disney classifies as adults and we didn't have a ton of food either. Our 'Ohana tab was like $135, and hold onto your hat here, Yachtsman Steakhouse was $210 without tip. Our tip alone there was $40. The prices at table servie places are getting out of hand. You may be able to do the Sci Fi Dine in or do one of the "coffee shop type" places like Grand Floridian Cafe or Yacht Club Galley (now Captain's Grille). Another option would be Concourse Steakhouse at the Contemporary, plus your 9 year old could do a kids menu. Concourse has good steaks and (boo hoo) is closing for good in early May). HTH