Dizz-knee-whirl, you beat me to it! I was going to write the same exact thing. I used to be an auto mechanic and I can't tell you how many motors have had a very expensive repair, if not replacement because of a less-than $100 belt. Don't ever skimp on the maintainance for your car, it'll save you big $ in the long run for sure. And even with timing chains, you need to consult with someone, some chains have weaknesses too.