Reclosing on our house 3/13 3:30pm

[imgoingtodisney]

What do I need to know?
Loan interest, principal left to pay
How much of that new loan we are getting a check for?
make sure we get the 1% lock rate back

anything else?

 

[faith]

Sorry I can't give you any advice other than to defintely call your loan officer. They should be able to answer any and all questions before you go in for your closing. Good luck!

 

[nativetxn]

I have no advice for you. Just wanted to wish you good luck

 

[cruisnfamily]

I'm guessing you decided to refinance after all. I think that was probably a GREAT decision based on the info you gave us....

good luck on the closing....what's your new rate?

 

[imgoingtodisney]

went from 7.25 to 5.375
knocked off 6yrs by going from a 30yr (already paid 9) to a 15yr
taking out 5K to pay for bifocals, DH bridge, car loan, etc
also need to get back the $800 given up front to lock the loan rate
they also told me i would be getting a copy of the appraisal

I was just looking for any general advice to look out for when closing.