Question about using magic band to charge to room

[Tiggerish]

I am sharing a room at a Disney resort with my sister. We each have our own MDE accounts, have linked them and each has a separate credit card attached. However, my sister is going to be covering all of our food and drink costs. If I want to buy merchandise I will be using a credit card. She will be putting her card on the room at check-in. Will my magic band send my charges to the room against her card? Do I need to remove the card attached to my MDE account? I am confused as to how this works.

 

[starry_solo]

I am sharing a room at a Disney resort with my sister. We each have our own MDE accounts, have linked them and each has a separate credit card attached. However, my sister is going to be covering all of our food and drink costs. If I want to buy merchandise I will be using a credit card. She will be putting her card on the room at check-in. Will my magic band send my charges to the room against her card? Do I need to remove the card attached to my MDE account? I am confused as to how this works.

Unless she gives you the PIN, it should not. Should is the operative word. But as you aren't going to be charging anything (unless you are eating at separate locations), it shouldn't matter.

 

[Dave006]

Will my magic band send my charges to the room against her card? Do I need to remove the card attached to my MDE account? I am confused as to how this works.

Yes by default if your sister allows you to know her PIN that is setup for your stay.

No changes needed in your MDE. If you want to have separate charring ability to your credit card from your MB that can easily be setup at the front desk.

Dave

 

[Rosanne]

I'm just going to say it's a crapshoot. Hopefully things will work out as you plan or otherwise you will be spending a lot of time at the front desk sorting things out like my sister and I did at Poly and Beach Club.

It probably works out fine most of the time.

 

[Tiggerish]

Yes by default if your sister allows you to know her PIN that is setup for your stay.

She will need to be whispering that pin to me and her daughter and her daughter-in-law and her adult niece. She booked a total of three rooms and we will be a party of 9. The 4 grandchildren will not get charging privileges. Her daughter wants us to get a T-shirt made for her that says “I’m just here to pay for everything “

I'm just going to say it's a crapshoot. Hopefully things will work out as you plan or otherwise you will be spending a lot of time at the front desk sorting things out like my sister and I did at Poly and Beach Club.

That is scary because we are staying at the Beach Club. To avoid having to spend time at the front desk I will probably keep a credit card attached to my MDE account just in case. Then on checkout day make sure to get printouts of all the charges from all three rooms and settle things between the groups.

But as you aren't going to be charging anything (unless you are eating at separate locations), it shouldn't matter.

Our niece is a Disney expert and I am somewhat competent but the others are all innocents. The grandchildren are also a wide age range, 14 to 6. Part of the reason for our niece and I going with the group was so we could shepherd yet be able to break into smaller groups. For example, on arrival day there is an ADR for a Cape May dinner but none of the grandkids nor I are seafood fans so we will be found at the pool and maybe the pizza window on the Boardwalk. Thus the need to be able to charge to my sister's room account.

Thanks everyone for helping me clarify my planning. I have never gone with a group this large or been the person in charge of the planning before but I am confident that the Disney magic will embrace them all with a good time.

 

[ellbell]

My best friend amd I go together often and we just go to the front desk and ask for seperate credit cards to be set up for each of us. We've never had a problem

 

[Dave006]

That is scary because we are staying at the Beach Club. To avoid having to spend time at the front desk I will probably keep a credit card attached to my MDE account just in case. Then on checkout day make sure to get printouts of all the charges from all three rooms and settle things between the groups.

OK it does not work this way. Either get the logistics setup properly at the fount desk or your can't you use your own Credit card stored in MDE to override charges to the common room(s) folio.

Currently storing your Credit card information in MDE just speeds the Online check-in by allowing you to setup a PIN before arriving at WDW it is still tied to your room folio and in your case by default your credit card is not associated to the Hotel folio for these rooms in your example above.

Mobile Payment it not tied to your Hotel follio for changing back to your room since there is no MB or KTTK card or, MagicMobile Pass tied to this function.

You would just be using the Mobile payment feature of your smartphone wallet function vs MDE. Your charges would be charged to the either the default Credit or Debit or Apple Pay for (Apple) card, Gift Card or Disney reward card linked to your smartphone wallet.

Ordering is a different animal. You pick the charging method during the actual payment step and this is where you can copy / paste in a Gift card for the Mobile Order payment.

Dave

 

[Best Aunt]

If I'm thinking this through correctly -

Sister wants to pay for everyone's food.

Sister booked 3 hotel rooms.

Sister's credit card will be attached to all 3 hotel rooms.

Disney will have a PIN attached to sister's credit card.

Sister can tell the adults what the PIN is. This would let the adults use their Magic Bands to charge to the room. If sister uses her credit card to pay for the room(s) then her credit card would get charged for the food for which the Magic Bands were used.

BUT...

Most quick service restaurants want you to use mobile order. You can't use a Magic Band to charge the meal with mobile order; you have to either use the credit card which is in the MDE account of the person placing the order or enter a gift card number. So if Sister wants to pay for all of the food, but you go to a quick service restaurant without Sister, what's the plan? Are you logging into Sister's MDE account to place the food order so that the food will get charged to Sister's credit card? Are you putting sister's credit card into your MDE account so that the food will get charged to Sister's credit card? Are you keeping your own credit card in your MDE account, so that the food gets charged to your credit card and Sister will reimburse you?

Also - pre-COVID, there sometimes were carts and kiosks which did not let you use your Magic Band to charge to the room. What's the plan for those?

 

[Tiggerish]

OK it does not work this way. Either get the logistics setup properly at the fount desk or your can't you use your own Credit card stored in MDE to override charges to the common room(s) folio.

Currently storing your Credit card information in MDE just speeds the Online check-in by allowing you to setup a PIN before arriving at WDW it is still tied to your room folio and in your case by default your credit card is not associated to the Hotel folio for these rooms in your example above.

Mobile Payment it not tied to your Hotel follio for changing back to your room since there is no MB or KTTK card or, MagicMobile Pass tied to this function.

You would just be using the Mobile payment feature of your smartphone wallet function vs MDE. Your charges would be charged to the either the default Credit or Debit or Apple Pay for (Apple) card, Gift Card or Disney reward card linked to your smartphone wallet.

Are you logging into Sister's MDE account to place the food order so that the food will get charged to Sister's credit card?

That helps a great deal. I have never mobile ordered before and did not realize you don't pay with a MB. New plan will have to be my sister will put her card on all three rooms and share the PIN for when using MB. If we are separated and need to mobile order, we all know her MDE info or each person will just have the charges go to the credit card in their smartphone wallet. Then my sister will reimburse them. A bit more complicated. But still doable because for the most part we were planning to try to eat meals together.

 

[Best Aunt]

or each person will just have the charges go to the credit card in their smartphone wallet.

I don't think that works for mobile order at a quick service restaurant. You have to place the order through an MDE account and the food gets charged to the credit card which is on file in that MDE account (or a gift card if you type in the gift card number). If the credit card is in your smartphone wallet but you don't have a MDE account set up with that credit card entered into it, you can't charge the food to that credit card.

(Have you ever ordered from the Grubhub app or the Doordash app? If no, ignore this. If yes - it kind of works like that. You have to open the app to place your order. The food gets charged to the credit card which you have stored in the app.)

 

[Tiggerish]

I don't think that works for mobile order at a quick service restaurant. You have to place the order through an MDE account and the food gets charged to the credit card which is on file in that MDE account (or a gift card if you type in the gift card number). If the credit card is in your smartphone wallet but you don't have a MDE account set up with that credit card entered into it, you can't charge the food to that credit card.

(Have you ever ordered from the Grubhub app or the Doordash app? If no, ignore this. If yes - it kind of works like that. You have to open the app to place your order. The food gets charged to the credit card which you have stored in the app.)

I am not very tech savvy and no, I have never ordered from any of those delivery services or gotten an Uber. I only recently, at the insistence of one of my nieces, got Apple pay set up but have never actually used it. So I have revised the plan to use the MB linked to the room wherever possible and mobile ordering through my sister's MDE when necessary.

I do always have cash on me for carts and balloons, etc. I don't think it is necessary to have my sister pay for everything so will also have my trusty Disney Visa. Fortunately I am going down a couple days ahead of the others so I will be able to practice mobile ordering with my own account then just use hers for if I need to order for the group.

 

[_19disnA]

If I want to buy merchandise I will be using a credit card.......

If you hand your credit card to someone at a Disney store to make a purchase, that would be separate from any room charges and has nothing to do with your magic band.