We hope to close on a resale at the beginning of November, and it includes 210 points for 2017, and 6 points from 2016(I think). The use year is April but we don't plan to use them until next (2018) October. Do I need to have the current owner bank the 2017 and 2016 points now, can I do it at closing in November, or don't I need to worry about them since I have plans to book at the end of November for 11 months next October? Any advice is greatly appreciated, thanks!