Ava
DIS Veteran
- Joined
- Mar 13, 2006
- Messages
- 3,769
I'm a little confused about how the 0% vacation financing works, and hope someone here can clarify for me. How can I make sure I keep the 0% on my vacation while also using the card for other purchases?
Here's my scenario:
I got the Disney Premiere card when I booked my vacation back in March. Paid the $200 deposit with the card, but then got a $200 statement credit. At that time, I hadn't made any other purchases with the card so I had no payment due.
Then in May, when the Free Dining promotion was released, I switched my package to FD so had to put another $200 on the Disney card. I had since been using it for other purchases, so now my total outstanding balance includes $200 at 0% and $X at the regular interest rate.
Will I not incur any interest charges if I just pay the $X? Or do I have to pay some minimum amount towards the 0% balance as well?
My statement doesn't specify anything like this, it just says I have $200 at a 0% promotional rate and the date that that rate expires. I want to pay off my whole vacation with the card but I want to make sure I won't incur interest charges if I continue to use the card for other purchases.
Here's my scenario:
I got the Disney Premiere card when I booked my vacation back in March. Paid the $200 deposit with the card, but then got a $200 statement credit. At that time, I hadn't made any other purchases with the card so I had no payment due.
Then in May, when the Free Dining promotion was released, I switched my package to FD so had to put another $200 on the Disney card. I had since been using it for other purchases, so now my total outstanding balance includes $200 at 0% and $X at the regular interest rate.
Will I not incur any interest charges if I just pay the $X? Or do I have to pay some minimum amount towards the 0% balance as well?
My statement doesn't specify anything like this, it just says I have $200 at a 0% promotional rate and the date that that rate expires. I want to pay off my whole vacation with the card but I want to make sure I won't incur interest charges if I continue to use the card for other purchases.