Purchase Problem -ARRRGGHH

[disneynutz]

We have bought 16 of our contracts direct and have never had a credit check show up on our credit report from Disney.

Bill

 

[bumbershoot]

Glad everything worked out... But I have a question... Why would you agree to sign up as an associate in the first place?

FWIW, I'm an associate on DH's account and it's working out. We'll be traveling together anyway at least for the first few years of WDW trips (I've gone solo to DLR but I'm sure it'll be awhile before that starts with Orlando!) so it doesn't matter that I need him there with the card to get discounts.

Thanks!

I am in the process of applying for an additional line of credit for my business and did not want a credit inquiry to pose a potential problem in getting the line approved.

I did not share this reason with my guide so I can't fault hm for not letting us know that Disney doesn't report to the credit bureaus.

I'm not on the financing b/c I don't work outside the home for pay, and couldn't see how I could help with the financing side, and that's why I didn't sign up as "owner", but we were told later that associate vs owner was separate than the financing, and I could have signed up as an owner without being on the financial paperwork.

Might be true, might not be, but it was our reasoning.

I never even activated my associate account, we just activated Dh's account (and when I say "we" I mean I did) and work from there. I don't think he's called MS once; I made all the complicated arrangements for this enormous first trip we're making...the only difficult part is that each and every CM wants a different combo of information! I literally was told each day I called, during my booking extravaganza, that what the rep wanted the previous day was just NOT right, and THIS info is what they ALWAYS ask for...and then the next day I'd be told that the previous rep was wrong...

But I have a feeling it would have been the same for DH, too.

OK I'm blathering, but I am an associate and it's just fine. Sure, when we pay off the loan I'm sure we'll put me on the deed (b/c that'll be the time when I might start going without the hubster (he travels for work and DS and I start wanting Disney fixes)), but I just wanted you to know that you were (before you changed it) not alone.