bumbershoot
DIS Legend
- Joined
- Mar 5, 2007
- Messages
- 69,748
Any advice on how or whether to request DVC to add some symmetry to the charge vs. credit process?
Well, I see that there was a problem in when the DVC people did their part of putting the credit back to your card. And that delay, which seems to be a people thing rather than a card/credit thing, is a problem.
But it seems the symmetry you speak of is more along the lines of you wishing charges and credits, once submitted, took the same amount of time.
And I don't think that will ever happen.
I don't profess to know WHY credits just take longer than charges, but they DO. And it's not on the merchant's end, it's on the credit card company/bank's end. It's what happened constantly when I worked at amazon.com, and we simply had NO control over what the bank/cc company did with it after we clicked on the "refund" button (can't remember if there was such a button, was probably "submit" or "enter", but it sounds better
).As far as I know, there's NOTHING a merchant can do to get that processing to go faster.
And it also depends on the card/bank. I bank with Washington Mutual, and really never see a delay in anything (nor do I usually see large funds being held when merchants place a "hold" for things). Other people do, they see chunks of money being held for a week or more, and falling off LONG after the actual charge has gone through...refunds come through for me very quickly, but they take ages for other banks. I'm sure the same would happen if I had a CC.
And Chase, the bank behind the Disney Visa card, seems to be a bit problematic in ALL areas, so it doesn't surprise me that a requested refund will be processed for the longer (vs shorter) period of time than with another.
