Pregnant 20 year old

[aaarcher86]

And, yeah before anyone jumps on me, I've been on quite a few Disney vacations and those were paid for by my parents since we went as a family.

I find it ridiculous that you had to post this to avoid being lynched by the mob

And, in all fairness, perhaps they have done those responsible things, but we haven't heard about them, have we?

The OP stated they both work part time (I believe) and that one or both of them (can't remember exactly) is looking for another job.

 

[luvmy3]

I'm not sure why finding a full time job with benefits and going to school part time isn't an option The plans they had need to change to reflect their current situation, thats just how it is when you are an adult.

 

[aaarcher86]

There are so many threads about 30 and 40 somethings being out of work with no job opportunities available... but this knocked up college student is perfectly able and capable of walking up the block and landing a 9-5p?

Odd.

I am in no way trying to say this couple needs to run to their nearest job and family. I had my kids young and I'm STILL young paying my dues and doing it on my own. It can be done... but that doesn't mean everyone's situation is the same or the same circumstances/opportunities are present in this situation.

 

[MrsPete]

The OP stated they both work part time (I believe) and that one or both of them (can't remember exactly) is looking for another job.

Did she? I missed that.

A quick search shows that she's working part-time and is looking for a different job. His status is a little more confusing. The OP says he's planning to work at least part-time. I should've quoted that one; I can't remember it exactly. So they should be able to provide at least part of the baby's needs.

I'm not sure why finding a full time job with benefits and going to school part time isn't an option The plans they had need to change to reflect their current situation, thats just how it is when you are an adult.

Yeah, when you're young and no one is counting you on, you are free to make so many decisions . . . but as you grow older, and as you take on more responsibilities, some of those paths close to you.

 

[luvmy3]

There are so many threads about 30 and 40 somethings being out of work with no job opportunities available... but this knocked up college student is perfectly able and capable of walking up the block and landing a 9-5p?

Odd.

I don't believe anyone said it would be that easy, however its no reason to not even consider that as an option.

 

[aaarcher86]

I don't believe anyone said it would be that easy, however its no reason to not even consider that as an option.

I already stated that I believe they should go through all their means and choices before considering heading for government help - including attempting to get better/full time jobs. It's going to be hard in this economy as it is, but even harder being pregnant with an employer knowing she'll be going out of commission in a few months.

I just see a lot of suggestions being thrown to the OP and being taken for a spin.

Just because someone advised of the possibility of food stamps or government insurance doesn't mean they meant as a first option.

 

[luvmy3]

I already stated that I believe they should go through all their means and choices before considering heading for government help - including attempting to get better/full time jobs. It's going to be hard in this economy as it is, but even harder being pregnant with an employer knowing she'll be going out of commission in a few months.

I just see a lot of suggestions being thrown to the OP and being taken for a spin.

Just because someone advised of the possibility of food stamps or government insurance doesn't mean they meant as a first option.

Thats not why I made my comment, I just noticed that the OP never mentioned anything about either of them putting their degree on hold (or add some time on how long ot would take to finish) so that they could find a full time position that offered health benefits, thats all.

 

[r&kmommy]

I love all of the ASSumptions being made on this board about the OP's brother's situation. Maybe one of the families is wealthy, and food/diapers/formula isn't an issue? We don't know because the OP was only asking about INSURANCE. Not WIC or food stamps. INSURANCE coverage. Also, part time work is (for the most part) anything under 35 or 40 hours. A college kid working "part time" 25-30 hours a week is working HARD, and doesn't qualify for insurance usually... I think a lot of people think "part time" and think of the kid who bags groceries 15 hours a week.

OP I wish your brother and girlfriend the best of luck. They are very lucky to have you in their lives! IMO the best thing for them to do is stay in school, work p/t, sock money away as best they can, and get the baby on medicaid when it is born.

 

[ancestry]

I have not read through all of the posts but OP I wanted to point out that many insurance plans DO NOT cover maternity care for dependents -- only for the spouse or primary insurance carrier. My husband has a top of the line insurance plan (through his employer - a BC/BS plan) and they DO NOT cover maternity care for dependents only for me as the spouse. You should have her check to make sure that she has insurance to cover her pregnancy.

 

[JB2K]

Anyway, I need your help to figure out the options my brothers girlfriend will have during pregnancy and once the baby is born. She is currently going to college and on her parents health care plan. What happens once the baby is born?? How do we make sure the baby has health insurance?

I'm sure this has already been addressed somewhere in the thread, but I was in a similar situation a few years ago...

Bottom line is that most insurance companies will not insure your insured child's child(ren), unless you were to adopt them (or have some sort of legal custody arrangement).

Since both the child's mom and dad seem to be in the picture, it will be up to one of them to secure some sort of health insurance, whether it be through their employer, or through a state-sponsored CHIP.

My best advice to you is you need to be talking to all the parties involved, such as mom-to-be/her boyfriend, and the insurance company (and not the lynch mob otherwise known as the DIS Budget Board).

 

[Irin997]

Wow, just wow. It is truly amazing how cruel some of you can be.

Apparently I'm a lazy slob that took advantage of everything I could just because my child and I were covered under medical assistance and I used WIC.

Sorry I stole all your money.

 

[luvdzny]

I'm not sure why finding a full time job with benefits and going to school part time isn't an option The plans they had need to change to reflect their current situation, thats just how it is when you are an adult.

Very well said! I totally agree.

 

[punkin]

I'm sure this has already been addressed somewhere in the thread, but I was in a similar situation a few years ago...

Bottom line is that most insurance companies will not insure your insured child's child(ren), unless you were to adopt them (or have some sort of legal custody arrangement).

Since both the child's mom and dad seem to be in the picture, it will be up to one of them to secure some sort of health insurance, whether it be through their employer, or through a state-sponsored CHIP.

My best advice to you is you need to be talking to all the parties involved, such as mom-to-be/her boyfriend, and the insurance company (and not the lynch mob otherwise known as the DIS Budget Board).

Only on some threads. On others, people here are remarkably helpful.

 

[JB2K]

Only on some threads. On others, people here are remarkably helpful.

And to you, and those others who do offer good, sound advice, I stand corrected.

As for the rest...(crickets chirping sound effect)

...well, you get the idea...

 

[Colleen27]

I'm not sure why finding a full time job with benefits and going to school part time isn't an option The plans they had need to change to reflect their current situation, thats just how it is when you are an adult.

I don't know how it is where they're at. Maybe it is an option. Around here, adults with years of work experience have a hard time finding a job with benefits if they don't have a degree (or a job at all these days), so it isn't something I assume a couple of barely-adults can run out and do immediately. That's why my mind automatically went to medical assistance - because the reality of being 20 with no job skills is a job that either doesn't offer benefits or that offers them at such a high cost relative to the paycheck that there's no way to afford it and still manage things like food and shelter.

 

[torinsmom]

Wow, just wow. It is truly amazing how cruel some of you can be.

Apparently I'm a lazy slob that took advantage of everything I could just because my child and I were covered under medical assistance and I used WIC.

Sorry I stole all your money.

Maybe we should start a club, LOL.

 

[kimmyann]

I stopped reading this at page 7. Wow! This thread to me is utterly disgusting! It also shows how we do indeed live in a throw away society, just abort it or give it away. What is wrong with people. Unfortunatley, not everyone grew up with cupcakes & tulips and that silver spoon in thier mouth. Not everyone has been given the opportunities that others have had, and that could even be as minute as supporting parents. I know I would never post ANYTHING remotely personal on this board (or any for that matter), seems some of the posts here lately have been downright brutal.
Downright sad & kinda scary.

OP, kudos for you for helping out, you will make a bigger difference in others lives than you may ever realize, I don't really have any advice that has not already been mentioned.

As far as other posters that have had such strong opinions of these peoples lives that you know nothing about, well, I truly do hope that you or anyone you know (maybe like your children or grandchildren) never make a mistake in their lives, I hope they stay perfect, just like you.

 

[Purseval]

Wow, just wow. It is truly amazing how cruel some of you can be.

Equally amazing is the entitlement mentality some people have.

Apparently I'm a lazy slob that took advantage of everything I could just because my child and I were covered under medical assistance and I used WIC.

That depends if all of the benefits you applied for were a last resort or a first one. There are plenty of struggling families and even families with plenty of money who just can't conceive that manage to either get by or do without rather than picking their neighbor's pocket. There are also plenty of families, especially in this economy, who thought they had everything planned then disaster struck. Those are the people I support. I have no idea what your particular circumstances were and normally I'd feel bad about lumping you in with an entitlement mentality group but since you don't feel bad about lumping us all in as a bunch of cruel skinflints I'll pass.

Sorry I stole all your money.

Sorry I don't feel guilty.

 

[Jey12]

I stopped reading this at page 7. Wow! This thread to me is utterly disgusting! It also shows how we do indeed live in a throw away society, just abort it or give it away...

I agree with many of your points, except "give it away". Adoption is not giving your child away. My daughter was not a free puppy I adopted from a Walmart parking lot. Her biological mother did a lot more than just sign a paper, give me a bag of food and hand over a baby. I'm sorry but my mommy feathers are going to get ruffled anytime adoption is referred to as giving away a child, or that they would be better off in a home where they are really wanted. To me this says they were unwanted to start with. I know you didn't say that but someone else has.

I too am appalled at those who suggested this for the mom to be. I'm sure she is well aware of her options and has chosen the one that she wants. I believe the OP is just being a big sister to her brother, heard there was a problem and came here seeking advice. It's a shame some of the responses she received, but that's the nature of internet questions. People are more likely to say what they are really thinking when they don't have to look you in the eye. Never once did I see where the OP said the parents to be asked her to ask these questions. Just that they were concerned over health insurance and she (meaning the OP, not the parents) wondered what other types of assistance the woman might be able to get. It's just been a downward spiral from there. As far as anyone knows the parents of this baby are just trying to figure out what needs to be done to make sure the child has some health insurance when it's born. Gees that's so irresponsible to plan ahead for a known cost. Let's drag them out in the street and get our tar and feathers.

 

[kimmyann]

I agree with many of your points, except "give it away". Adoption is not giving your child away. My daughter was not a free puppy I adopted from a Walmart parking lot. Her biological mother did a lot more than just sign a paper, give me a bag of food and hand over a baby. I'm sorry but my mommy feathers are going to get ruffled anytime adoption is referred to as giving away a child, or that they would be better off in a home where they are really wanted. To me this says they were unwanted to start with. I know you didn't say that but someone else has.

I too am appalled at those who suggested this for the mom to be. I'm sure she is well aware of her options and has chosen the one that she wants. I believe the OP is just being a big sister to her brother, heard there was a problem and came here seeking advice. It's a shame some of the responses she received, but that's the nature of internet questions. People are more likely to say what they are really thinking when they don't have to look you in the eye. Never once did I see where the OP said the parents to be asked her to ask these questions. Just that they were concerned over health insurance and she (meaning the OP, not the parents) wondered what other types of assistance the woman might be able to get. It's just been a downward spiral from there. As far as anyone knows the parents of this baby are just trying to figure out what needs to be done to make sure the child has some health insurance when it's born. Gees that's so irresponsible to plan ahead for a known cost. Let's drag them out in the street and get our tar and feathers.

I think adoption is a wonderful thing, I don't, however think telling someone they should choose adoption just because they have not finished college is a wonderful thing, that was my point. It would be a very difficult decision and some posts have implied that it should be taken lightly, implying the child is nothing more than an inconveniece that should be dealt with. Again, no disrespect for adoption, but pointing out how things are implied.