We usually spent $350 total for ALL the Christmas gift we buy.

1. We are not made of money and we live within our means. We never go into debt to give gifts. Some years our 'gift' to each other is heating oil in the tank.

Also our younger child is in college and will graduate next spring- no extra money.
2. DH is from an
enormous family and we give the nieces and nephews $5 Mc Ds cards and that comes to about $75 but folks are still having more kids so that one goes up every year.
3. We buy gifts that are useful- things we need. I would knock my husband upside the head with my iron skillet if he bought me jewelry.

I don't like wearing it, other than my wedding rings, and there are things we need more than bling.
Our kids' senior years of HS they got dorm stuff for Christmas- bedding, towels, etc. Our son plans to marry his college sweetheart Sept 2014 and for Christmas they will be getting a Dave Ramsay book, Financial Peace U. CDs and the CD-Rom program to manage and track money. On Sale for $24 for the whole shebang.
4. We try to not purchase "gifts" for our parents- what they really want is for us to spend time with them. God knows they already have a house full of cr@p, they don't need more.
5. We invest in our farm. We (as a couple) don't mind delaying gratification and working hard for what we want. The money we spent years ago on pecan trees will be paying big dividends in a few short years- and for the next 100 years. Have you looked at the prices for pecans in the stores? And what you buy in the store is like buying a "fresh" tomato in January. Our pecans taste SO much better there is no comparison.

And one day, in the next 5 - 10 years, we can retire and simply enjoy our farm.
6. We have found that the thing we enjoy most is having time together, and that is free.
Your mileage may vary
