Payment plan for annual passes?

[2angelsinheaven]

Chuck S, I never said you would do it, I am refering to anyone who would do it... sorry for the confusion...

 

[2angelsinheaven]

By "people" I meant in general... not you...and I only used your comment because I figured it was valid and yes it would mean higher tix prices, and it also effects the common person like you or me who doesn't do this...

 

[Mari annie]

hi

Didn't hear about the payment plans for SW or US
Where can I get more info, can I wait to get there or do it there
or do I have to do it far before the trip?

Thanks

 

[2angelsinheaven]

You can do it at the gate, you just need CC and everyone who will be getting a pass.

Here is info on SW/BG: SW EZ Pay

Here is info on US/IOA Flex Pay: Universal/IOA Flex Pay

 

[roymccoy]

I see what Chuck S is saying. You could sign up for the one year payment plan and then stop paying after one month. During that month, you would have gotten a 30 day hopper pass for $33. I think what Chuck is asking is, what are the companies doing to collect if for some reason you stop paying. It isn't like they're charging you for a monthly pass and you can stop it at anytime. I would assume that, like a health club, they are charging you the entire amount upfront and allowing you to make payments until it's paid off.

I know that this type of thing is used by the health clubs and has ruined many peoples credit. I'm a mortgage banker and I see it almost everyday. Again, I just think it's important for people to know what they're getting into. It wouldn't be Disney collecting if you didn't pay, either. I'm sure that they would farm it out to a collection agency and that wouldn't be the happiest place on earth.

I had similar concerns about the Disney Rewards Visa. People were signing up for it not realizing that it wasn't a replacement for the Magic Kingdom Club Card but that it was a VISA that was underwritten by First USA and Bank ONE.

Anyway, I would steer clear of the payment plan unless you are SURE that you can afford the monthly payments. There are enough entities out there trying to ding your credit....Disney doesn't need to be one of them!


Roy