Thanks for the replies so far.
We're a group of 9, so the 18% gratuity will automatically be added, so there won't be an awkward situation where we're looking cheap. I do have an issue with tips being added on automatically, as there are cases where poor service doesn't justify it, but we'll just have to make do.
I guess I'll plan on having it charged to the room/s and settle it with gift cards at check out.
Is it possible to pay gratuities with a Disney gift card? We'll be using the dining plan for meals, but I would rather pay the tips with a GC instead of having things charged either to our rooms or with the credit card on file.
What am I missing? What's with the high use of gift cards? Are you getting discounted gift cards?
I'll put them on my room at check in, soil still have the cashless magic band convenience without a credit card bill to pay at the end