Paying Dues with Chase Disney Card

[Sandisw]

This is correct.

However you will earn your Disney Points depending on the card level.

You can then use the Pay Yourself Back feature to wipe off some of the dues.

Very true. I think many cards will do that. My Capital One Venture X allows my rewards to go toward DVC dues.

 

[eticketplease]

I am not talking about setting up and making recurring monthly payments. You can not just apply a gift card payment to your balance sporadically anymore?

Example. July 3, 2025, I go buy a $400 Disney Gift Card then go into "Pay Dues" and pay my dues even though $0.00 is owed and put a balance of -$400 on my contract towards next years dues?

Yes you can do this assuming that your dues have already been paid for the year.

This was mentioned somewhere not sure where but if you do this and then sell your contract the overpayment gets refunded to the gift card.

I don't think you plan on selling but just something to keep in mind.

 

[eticketplease]

Very true. I think many cards will do that. My Capital One Venture X allows my rewards to go toward DVC dues.

The Pay Yourself Back is just like the Capital One Eraser but they just introduced it for the Disney card not too long ago.

Before you had to transfer your Disney Dollars to a rewards card to pay the dues and then you didn't earn anything on the spend.

We prefer the Venture X as well but do have a Disney card

Sorry off topic

 

[Ohmymonty]

Why not just set up your dues to pay monthly out of you bank Acct…or is the 1-2% Disney bucks from the Chase Card what you’re ultimately after?

Yeah, we were really aiming to get some kind of extra points while avoiding interest. If we're spending the money, why not maximize our cashback/points?

Thank you, all!!

This has been super helpful!!

 

[Mikey15]

The Pay Yourself Back is just like the Capital One Eraser but they just introduced it for the Disney card not too long ago.

Before you had to transfer your Disney Dollars to a rewards card to pay the dues and then you didn't earn anything on the spend.

We prefer the Venture X as well but do have a Disney card

Sorry off topic

Yeah, we were really aiming to get some kind of extra points while avoiding interest. If we're spending the money, why not maximize our cashback/points?

Thank you, all!!

This has been super helpful!!

Hope this bump is okay:

Am I correct that now that the Chase Disney card has the “Pay Yourself Back” feature that this is actually the best way to use your Disney Rewards dollars? Because if you load the redemption card instead, you’re spending it at Disney locations where you’d otherwise be getting 1%/2% back?

Example: Spend $1,000 on DVC dues or at Disney with the Premier card. Earn $20.00 of reward dollars.
Option 1: Transfer to Redemption Card, spend $20.00 on something at Disney
vs.
Option 2: Charge $20 on something at Disney with the Premier card. Earn $0.40 more reward dollars. “Pay Yourself Back the $20 you spent. Now you’re out nothing but earned an extra (1%/) 2% ($0.40) back

Like, is the Redemption card basically the wrong way to do it now?

 

[eticketplease]

Hope this bump is okay:

Am I correct that now that the Chase Disney card has the “Pay Yourself Back” feature that this is actually the best way to use your Disney Rewards dollars? Because if you load the redemption card instead, you’re spending it at Disney locations where you’d otherwise be getting 1%/2% back?

Example: Spend $1,000 on DVC dues or at Disney with the Premier card. Earn $20.00 of reward dollars.
Option 1: Transfer to Redemption Card, spend $20.00 on something at Disney
vs.
Option 2: Charge $20 on something at Disney with the Premier card. Earn $0.40 more reward dollars. “Pay Yourself Back the $20 you spent. Now you’re out nothing but earned an extra (1%/) 2% ($0.40) back

Like, is the Redemption card basically the wrong way to do it now?

Originally, you could only do the redemption card now with the pay yourself back that seems to be the better offer for me. Yes, you’re correct. You’re going to earn rewards now as you could not earn anything by using the redemption card.

Also before PYB you had to have accumulated $20 in Disney Dollars to have a redemption card issued or $10 to transfer to an existing card. Now if you had $5 in rewards you could pay $6 towards your dues and at the end of the statement (assuming no other purchases) you will have either $5.12 (2%) or $5.06 (1%) and you can apply that towards the $6 charge to wipe out most of it.

As someone who rarely uses this card the ability to use any amount of Disney Rewards is huge as this way they are not stuck as I can always prepay a small amount of next years dues or grab a giftcard from shop Disney

 

[LadySarathano]

Just curious if anyone knows, now that we’re beyond Feb 15, if you turn off AutoPay to pay (in full) with a gift card or credit card, can that payment be split among different payment types or multiple cards? I would think it has to be because you can only have $1K on a single gift card but also Disney IT doesn’t always make sense I had tried asking through the chat on the DVC site and they weren’t sure. Don’t want to be unprepared either way.

 

[Sandisw]

Just curious if anyone knows, now that we’re beyond Feb 15, if you turn off AutoPay to pay (in full) with a gift card or credit card, can that payment be split among different payment types or multiple cards? I would think it has to be because you can only have $1K on a single gift card but also Disney IT doesn’t always make sense I had tried asking through the chat on the DVC site and they weren’t sure. Don’t want to be unprepared either way.

Someone said they had to call because as soon it was turned off, and a gift card applied, which didn’t cover it, it showed past due.

In that case, they didn’t realize the rules were changed and wanted to turn auto pay back on…and got an exception.

At this point, I’d probably call to pay it off using multiple payment methods. I do know that you can pay in full with CC without turning it off.

 

[disneylandtour]

Just curious - does Disney premiere visa code DVC dues as Travel by chance?

 

[eticketplease]

Just curious - does Disney premiere visa code DVC dues as Travel by chance?

It codes as travel for the CSR but hopefully it won’t on that card and instead code as Disney to get the 2% and then wipe it out with Pay Yourself Back.

 

[byurick]

I have paid dues with my disney card, the merchant type is "Timeshare" but it gives you the 2% back since it's Disney related.

 

[disneylandtour]

It codes as travel for the CSR but hopefully it won’t on that card and instead code as Disney to get the 2% and then wipe it out with Pay Yourself Back.

Travel is 5% presently on the premiere card.

 

[eticketplease]

Travel is 5% presently on the premiere card.

It is? Mine was gas & groceries for 5%

 

[disneylandtour]

Interesting. Maybe the offers are unique to different users?

 

[eticketplease]

Interesting. Maybe the offers are unique to different users?

I think so

 

[Cfabar1]

how do you access these? I was emailed a 5% promotion in January but haven't seen anything new since...

 

[PolyRob]

how do you access these? I was emailed a 5% promotion in January but haven't seen anything new since...

Chase will send emails to enroll in these bonuses from time to time, but you can always check if you're targeted here https://www.chase.com/mybonus

 

[eticketplease]

Chase will send emails to enroll in these bonuses from time to time, but you can always check if you're targeted here https://www.chase.com/mybonus

If you do this website make sure to take a screenshot as if you go back to and enter your card to info it will just say you are already enrolled and you will not know what categories have been assigned to your card.

Well that is if you have a bad memory like I do