I also have the ZS3...(the red one) and so far it's pretty cool. 2 things I wish I could change:
1. Be able to zoom from arms length..meaning, the zoom does not want to engage unless you are 5-6 feet from subject. The non-zoom capabilities are pretty darn good if you just get close and click ( flowers, food shots etc) but I wish I could still zoom in even closer on stuff I am right in front of.
I enabled the digital zoom which helps with this.
2. viewfinder! The view screen is a great size, but no viewfinder and the glare on the screen on a sunny day is brutal for me. It either needs a hood, or a viewfinder. Inside shots are no issue, but I am pretty much guessing when out in the sund, (I am bummed since WDW is sunny). I have noticed that many of the new models by most manufacturers do not have a viewfinder, and I don't understand why...am I the only one who has glare issues?
I love the rechargeable battery( it lasts a LONG time, weeks if not taking 100 pic's a day),1080 HD video cpapcilities, and the compact size is cool, and the on-off switch is also appreciated. I would rather own the bulkier Z-28 with the 15 zoom, but DH was thinking portability, and price! He bought mine just before Christmas on
Amazon, total was 245 incl delivery, so pretty decent deal. I have to get used to it for sure, but off the top of my head, those 2 issues are my only real complaints, and most love the zoom on this little babay, and it IS really good, I just like to get REALLY close on stuff but do not want a SLRcamera...so for a P&S, for awesome zoom, the z28 is awesome, but as I said, bulkier like a SLR.
Our DD has the bulkier version Lumix of 8mp and 12x zoom, it has held up great( and it has been dropped, but no issues) and is over 4 years old...I have absolutely no complaints on the quality or brand. She nees it for a lot of refernce photos at college and it has never let her down.