Maggimus
DIS Veteran
- Joined
- Aug 11, 2006
Although this isnt connected directly with a disney wedding or 'moon... it is somewhat relative to the whole experience.
Let me go over some basics....
*DH and I bought our home 2 years ago from a family friend. We love it... 3BR, 2 BA, 7yrs old, open floor plan, sunroom, above ground pool, 1 acre lot, etc.
*DH makes a lot of money. I am in no way bragging or boasting. He is 22 years old, we bought this house when he was 20-- i was 19. DH has always lived a well off lifestyle-- see's something he wants, goes and gets it.. no question. I, however, am far more reserved.. and by far the the cheap skate. The good thing is DH does finance for a living, and we dont have credit cards or debt of the like.. and we always have a good chunk of wealth in the bank.
*When we moved into this house we immediately started making it over... putting up crown molding, adding a garden jet tub in the Master, tiling the bathroom, new flooring in the kitchen and spare bath, repainting the entire house (i hate white walls), adding a privacy fence, adding a tiki bar to the pool, landscaping, adding laminant flooring in the sunroom, changing out every light fixture in the house, etc...
*I have the worst anxiety when it comes to two things... Money & Change. I do not adapt well to change... i agonize all year long over his family gatherings, buying/trading new vehicles, etc. Money makes me sick to even think about. I have never had to want for anything in my life... but I fear for the day I do. I worry and compare spending habits, etc.
* I used to work for a real estate company
The time has come now and DH is ready to really settle down into a house. We bought this house as our first one-- thinking that it would be a better investment than throwing our money into a bottomless pit of an apartment complex. He wants to get into a house that we can stay for a really long time and live.
We found a house we really like and are going to look at it tonight (wish us luck!). DH wants to move so bad... he says we are outgrowing this out with stuff (and we dont even have kids). My stomach is in 100-some-odd knots and i really cant bare to think of what might happen if we decide to buy. This will trigger my anxiety more than anything (change & money).
For one, I feel like we have almost over-improved this house... I highly doubt that we will get the money right now for our home that we have put into it. In time, I do think we will because the market in our area seems to go up every year. Only having lived here for two years, we dont have the equity in the house that I had hoped for when we resale.
Im really worried. DH is really smart when it comes to finances but he is such a compulsive spender. He LOVES material things (a quality I dont admire about him) and I know if we add on another $100,000 of debt he will certainly need to back of a little with the spending (something we have discussed and he agree'd to).
Im just not one for taking a giant leap of faith... especially at our age. I feel like as we are right now we have so much going on for us. We are so young and we take it for granted. We both have siblings that arent the best off... and still get help from our parents. I couldnt imagine doing that, nor could I imagine losing everything. I know that would never happen-- DH's job is very stable and he is very good at what he does.
AHH... I need advice, support, help, something.....
Let me go over some basics....
*DH and I bought our home 2 years ago from a family friend. We love it... 3BR, 2 BA, 7yrs old, open floor plan, sunroom, above ground pool, 1 acre lot, etc.
*DH makes a lot of money. I am in no way bragging or boasting. He is 22 years old, we bought this house when he was 20-- i was 19. DH has always lived a well off lifestyle-- see's something he wants, goes and gets it.. no question. I, however, am far more reserved.. and by far the the cheap skate. The good thing is DH does finance for a living, and we dont have credit cards or debt of the like.. and we always have a good chunk of wealth in the bank.
*When we moved into this house we immediately started making it over... putting up crown molding, adding a garden jet tub in the Master, tiling the bathroom, new flooring in the kitchen and spare bath, repainting the entire house (i hate white walls), adding a privacy fence, adding a tiki bar to the pool, landscaping, adding laminant flooring in the sunroom, changing out every light fixture in the house, etc...
*I have the worst anxiety when it comes to two things... Money & Change. I do not adapt well to change... i agonize all year long over his family gatherings, buying/trading new vehicles, etc. Money makes me sick to even think about. I have never had to want for anything in my life... but I fear for the day I do. I worry and compare spending habits, etc.
* I used to work for a real estate company
The time has come now and DH is ready to really settle down into a house. We bought this house as our first one-- thinking that it would be a better investment than throwing our money into a bottomless pit of an apartment complex. He wants to get into a house that we can stay for a really long time and live.
We found a house we really like and are going to look at it tonight (wish us luck!). DH wants to move so bad... he says we are outgrowing this out with stuff (and we dont even have kids). My stomach is in 100-some-odd knots and i really cant bare to think of what might happen if we decide to buy. This will trigger my anxiety more than anything (change & money).
For one, I feel like we have almost over-improved this house... I highly doubt that we will get the money right now for our home that we have put into it. In time, I do think we will because the market in our area seems to go up every year. Only having lived here for two years, we dont have the equity in the house that I had hoped for when we resale.
Im really worried. DH is really smart when it comes to finances but he is such a compulsive spender. He LOVES material things (a quality I dont admire about him) and I know if we add on another $100,000 of debt he will certainly need to back of a little with the spending (something we have discussed and he agree'd to).
Im just not one for taking a giant leap of faith... especially at our age. I feel like as we are right now we have so much going on for us. We are so young and we take it for granted. We both have siblings that arent the best off... and still get help from our parents. I couldnt imagine doing that, nor could I imagine losing everything. I know that would never happen-- DH's job is very stable and he is very good at what he does.
AHH... I need advice, support, help, something.....