As many of us our doing, I've updated my analysis of the CS plan, adding a few OOP TS meals, versus using the Basic Dining Plan or just being OOP altogether. Based on the restaurants / food choices I think our family would make, the CS plan plus OOP TS would not result in any savings, and the basic plan would be about a $150 savings. So, our decision to use a meal plan will come down to convenience. If I do not use a dining plan, can I charge to a Visa, or do I have to charge to my room? And, if I charge to my room, will the restaurants give me a receipt? I want to be able to track what I'm spending as I go. Are there any other options for payment? Thanks a bunch! Michelle