Here's our background... Soon-to-be married couple both 45, both work FT, steady jobs (Civil servants, but not those you read about with the huge salaries!!) We currently got to WDW every 2 years and stay for around 10 days at a Value resort. My dilemma is-would it be worth us buying in? I'd like to think we have at least another 20 years of WDW holidays in usand maybe we would be able to afford to go every year. I have read the spiel but I'm still fairly confused, so come on folks, what would you do? NB I promise not to sue anyone whose advice we follow if it all goes wrong And please, no flaming, I'm just after opinions of people who know what they are talking about.