You're going to do 10.00$ a week...ONLY GO WITH THAT 10.00$ that means-NO extra $$ change or credit cards...just your 10.00$ and a 40-50% coupon...also, you might want to start like a vacation club account...that way you can put $$ into it and not take it out with out a penalty-thats what we do when we have something big to save for...that way you cant get to the extra $$ lying around...and you'll have extra $$ for when the house is close to built for those great things. Money comes due like once a year-its a great way to save!