I'm also going to try to give you some general basic information, using some of your comments as an outline to some important points.Onsite, everything is easy -- you call Disney reservations and book your room, because there are no options. (That's not 100% true, as I'll explain later.)
Offsite, you have several ways to make a reservation.
- Many of the offsite resorts are run by major hotel companies (Hilton, Wyndham, Sheraton, etc), so you can just call them and book -- at a HIGH price.
- There are timeshares, condos, and homes for rent offsite directly from the owners.
- Those timeshares, condos, and homes can also be rented trhough brokers or rental websites.
When you rent directly through a hotel chain, you pay a high price, but you have the confidence of dealing with Hilton, Wyndham, etc, plus you usually have very liberal cancellation policies.
If you rent from an owner, or through a brokerage, you are doing a one-on-one private transaction with the owner. You will get a MUCH better price, but there may be major cancellation policy issues due to the nature of the ownership. To give you an idea, a Wyndham Bonnet Creek timeshare rental from an owner or through a broker, will typically run less than $1,000 for a
full week, in a
two-bedroom apartment.
Your reservation will be entirely in the control of the owner, so your deal is as good as that owner. Most of the time it works out fine. However, there can be significant cancellation penalties because of the nature of the ownership -- so it is very important to have a clear understanding of the cancellation policies.
If you do your research carefully, you should be able to get a GREAT offsite deal for a timeshare, condo, or vacation home.
Rather than cram the kids into a small space...consider getting a one, or two, bedroom timeshare or condo. You will have MUCH more space, a FULL kitchen, a washer and dryer, and a very comfortable living space that will transform your vacation. Translation into "offsite-ese": You won't have to pay for theme park parking, and you have the best possible transportation.
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NOTE for onsite options at Disney Vacation Club -- Disney has a timeshare with 7-8 options onsite at WDW. It's called Disney Vacation Club, or DVC for short. There is a whole section of the DIS devoted to DVC, as well as a rental forum where you can rent directly from DVC owners. A sponsor of the DVC rental forum is David's, which is a rental broker facilitating DVC rentals.
DVC rentals, either directly or through Davids, will be SIGNIFICANTLY higher than offsite, but MUCH less than renting the same unit directly from DVC.