NOvemBUY (November No Buy)...All Are Welcome!

[3goofyboys]

My goal for the month is 17 no buy days. Looking forward to another good month!

1 $10. Was going to be a no buy day, but DH needed gas...oh well!

2 $0

3 $53 medical, $225 groceries. Not a great day spend wise, but I've taken care of groceries for most of the month.

4 $50 gas, $50 benefit for a local charity, $15 bread at the local orowheat outlet (got 7 loaves of bread, 5 packs of bagels, 5 packs of buns, and a breakfast pastry, so money well spent!).

5 $0


6 $0 Took the boys to the art museum today, but it was free day and we packed a lunch again. We had a great time AND didn't spend a dime!

7 $70 christmas craft supplies

8 $50 gas, $7 groceries. I really need to pick it up if I'm going to meet my goal this month. Thankfully, the rest of the week should be no buy. Here's hoping!!



3/17 No buy days

 

[thebigkahuna]

I'm setting a goal of 10 no $pend days.

I noticed last month I wasn't keeping track the way I wanted to, and then I was just "giving up" because I had forgotten or didn't have receipts. So instead of keeping track of every day, I'm going to keep track of *JUST* my NO $pend days

No $pend day # 1 - 11-01-10
No $pend day # 2 - 11-07-10
No $pend day # 2 - 11-08-10
4
5
6
7
8
9
10

3 of 10 !!

Good luck to everyone & thanks to MickeyMomOfThree for starting the November thread!

 

[MissBritt]

1 $0
2 $28.79 JCP and Walmart (baby clothes)
3 $37.88 Walgreens (prenatals, diapers, toilet paper, bread)
4 $0
5 $10.96 Starbucks (treats for coworkers), $11.07 Bealls (baby clothes), $35.60 Gas
6 $18.70 Belks (baby clothes)
7 $23.00 Gas, $48.11 Kohls (door mats, bath mats)
8 $85.59 ATT (had to replace cell phone unexpectedly, old one died will get $50 rebate in 6-8 weeks)

Total- $223.70
$0 Days- 2/13

 

[charming23]

Finally ventured out into the real world today and boy did it feel nice. Went to Marc's for some groceries.

Groceries- $200/$118.02 Left
Household/Pet-$50/$48.15left
Thanksgiving food-$50
Gas/Car-$50
Entertainment/Eating out- $50
Misc-$75/$64.30 left

Total-$475/$380.47

Goal of 15 no buy days

Week One
11/1- $47.35 groceries, $1.85 cat litter, and $10.70 Post office
11/2- $0
11/3- $0
11/4- $9 groceries
11/5- $0
11/6- $0
11/7- $0

Week Two
11/8- $25.63 Groceries
11/9-
11/10-
11/11-
11/12-
11/13-
11/14-





5/15 No Buy

Coupon and Store Savings- $13.03

 

[A.Mickey]

Running Total: Spent $184.75
$0 Days:3/10

Groceries ($200)- $23.53
Eating Out ($100)- $60.11
Misc. (Shopping/Entertainment) ($200) $101.11

Decided to start a weekly budget, maybe this way I won't get too discouraged

WEEK 2:
$63.14 left Groceries

WEEK 3:
$46.67 left Groceries
$6.55 left Eating Out
$34.44 left Misc.

Week 4:
$46.67 left Groceries
$23.33 left Eating Out
$46.67 left Misc.

Week 5:
$20 left Groceries
$10 left Eating Out
$20 left Misc.

WEEK 1 BEGIN:
1- $0
2- $7.27 (Walgreens-Groceries), $2.30 (Jewel-Groceries), $2.39 (Dominick's-Groceries), $10.13 (McDonald's-Eating Out), $3.29 (Dollar Tree-Shopping) (Coupon Savings-$32.20) (Sale Savings- $40.20)
3- $42.35 (Toys R Us- TS3, wall clock, popcorn tin, and Phineas and Ferb xmas special- Got Back a $10 GC and $5 in Rewards money), $2.23 (Walgreens-Groceries), $1.48 (CVS-Groceries), $4.09 (Burger King-Eating Out) (Coupon Savings- $33) (Sale Savings- $36)
4- $0
5- $7.86 (Target-Groceries), $8.99 (Crocs.com-Shopping) CVS- was out of the stuff I wanted so I got a raincheck (Coupon Savings- $16.50) (Sale Savings- $34)
6- $26.48 (Lane Bryant-Shopping bought 4 shirts and a pair of shorts), $20 (Crocs-Shopping two pairs of Crocs), $15.32 (Dairy Queen-Eating Out) (Sale Savings- $132)
WEEK 2 BEGIN: (still need an oil change)
7- $30.57 (Button Factory-Eating Out)
8- $0
9- McDonalds, Meijer, Target, Jewel
10-
11- Walgreens, CVS
12-
13-
WEEK 3 BEGIN:



Budget: $500....37%
Month: 8/30: 27%

My savings from coupons ($81.70) and sales ($242.20): $323.90

 

[PrincessBelle09]

I am so terrible at keeping up with this. I'll get around to updating my spending totals tomorrow.

No Buy Days: 3/15

 

[MickeyMomOfThree]

Charming, glad you are feeling better and good enough to get out for a bit.

Went to the Bon Jovi movie last night. My DD8 was my date. She was a riot! Before the show some people were talking to her cause she was wearing one of my shirts (like a dress.) They were asking her her favorites songs and cracking up as she sang them word for word. It was funny, we had a good time.

I can kiss a $0 day away today, my DH's very closest's friend is in the middle of a divorce and today is his birthday. He loves my cheesecake so I am going to make him one for his birthday cake. It's worth blowing the day for that though.

 

[annsteere]

My DH has his own spending money budgeted , so I don't count it here if he stops for gas or buys a bag of chips or something. Ours is a 2nd marriage, and his first wife kept him on a very strict allowance like a child, so I decided long ago that we both need our own money that we don't have to account to each other for.

We do "free spend" money too--$20 each per week, distributed in cash on Fridays. It has saved our marriage LOTS of stress. I spend about 2 bucks a week and squirrel the rest away for a blow out. DH spends his usually before the weekend is out.

But, right now he seems to think that whatever he buys at the grocery store is "food" not "free spend."

I'm trying to keep a wise balance here. Part of me goes crazy when the month food budget is $300 and he spends $80 the first week on treats. On the other hand, he is facing a life-threatening illness. So, if right now it helps him to go to the grocery store and buy some pleasure every day, I'm gonna try to remember than $80 is not the end of the world.

I am doing my best to be VERY frugal. I'm also trying to see that the fridge and pantry are stocked with things he might enjoy that I've purchased at the best price I can find.


11/8 $35 lunch for Mom's B-day (budgeted gift, not an impulse eat out)

 

[Virgderon]

Charming, glad you are feeling better and good enough to get out for a bit.

Went to the Bon Jovi movie last night. My DD8 was my date. She was a riot! Before the show some people were talking to her cause she was wearing one of my shirts (like a dress.) They were asking her her favorites songs and cracking up as she sang them word for word. It was funny, we had a good time.

So cute! Its funny that she is such a big fan of a band from the 80s.

 

[Tiggerish]

The November budget is $1115 with 10 no spend days.

Auto $75 /$43 left
Eating Out/Entertainment $150 /$102 left
Giving $25
Groceries/Household Goods $250 /$236 left
Medical $100
Misc. $100 /$70 left
Set bills $415 / $190 left

No spend days goal = 4 of 10

Coupon savings = $13.85
Christmas 2010 running total of spending = $459
----------------------------------------------------------------------------
11/1 Entertainment $10 (ticket to see college theatre production where niece is the stage manager); Misc. $30 (clothes)
11/2 Set bills $125; Groceries $6
11/3 $0
11/4 $0
11/5 $0
11/6 $0
11/7 Set bills $100 (missed alot of church last month due to vacation so I had to catch up on my tithing 'cause God didn't get a vacation just let me take one)
11/8 Entertainment $38 (took niece and nephew to Chuckie Cheese as a treat since they had a day off of school); Groceries $8; Auto $32 (tank of gas)

Off topic rant - I only need to fill my gas tank once or twice a month but the price has jumped 41 cents a gallon in two weeks. How is that possible?

 

[3goofyboys]

My goal for the month is 17 no buy days. Looking forward to another good month!

1 $10. Was going to be a no buy day, but DH needed gas...oh well!

2 $0

3 $53 medical, $225 groceries. Not a great day spend wise, but I've taken care of groceries for most of the month.

4 $50 gas, $50 benefit for a local charity, $15 bread at the local orowheat outlet (got 7 loaves of bread, 5 packs of bagels, 5 packs of buns, and a breakfast pastry, so money well spent!).

5 $0


6 $0 Took the boys to the art museum today, but it was free day and we packed a lunch again. We had a great time AND didn't spend a dime!

7 $70 christmas craft supplies

8 $50 gas, $7 groceries. I really need to pick it up if I'm going to meet my goal this month. Thankfully, the rest of the week should be no buy. Here's hoping!!


9 $0



4/17 No buy days

 

[wlake]

The latest:
11/1: $42 for last week's after school care, $? for the PO (been avoiding that trip for almost 3 weeks, so I don't really want to know, but I suppose I'll have to ask later), $62 on clothes, and $140 for indoor soccer registration for the boys (ouch, but I was able to get the late fee waived because I didn't even know this place had indoor soccer until Sat., and the deadline was of course Fri.! That was really nice of them.) Starting off with a huge day!
11/2: $30 for the school fundraiser (beautiful wreath though!), $32 for gas, ? for grinders but DH picked them up so I'll have to ask.
11/3: $14 at the book fair
11/4:
11/5: $10 groceries, $12 skate night (PTO fundraiser), and $35 for after school care.
11/6: $130 on haircuts for me and the boys (I've got a lovely new shade of dark brown hair now!), $35 at Target, and $20 gas. I also returned about $50 to Lands' End.
11/7: $43 groceries, $66 on clothes. (We had gift cards to pay for our hot chocolates at Dunkin' Donuts!)
11/8: (How could I forget to update on a no buy day?)
11/9:

The no buy thread saved me some cash tonight! I really, really wanted to just go pick up dinner at the local pizza place but I decided I needed the no buy even more if I was ever going to make the goal of 10 days this close to Christmas.

no buy days: 3/10
dinners out: 1/5

 

[Tiggerish]

The November budget is $1115 with 10 no spend days.

Auto $75 /$43 left
Eating Out/Entertainment $150 /$54 left
Giving $25
Groceries/Household Goods $250 /$230 left
Medical $100/$83 left
Misc. $100 /$70 left
Set bills $415 / $190 left

No spend days goal = 4 of 10

Coupon savings = $24.85
Christmas 2010 running total of spending = $459
----------------------------------------------------------------------------
11/1 Entertainment $10 (ticket to see college theatre production where niece is the stage manager); Misc. $30 (clothes)
11/2 Set bills $125; Groceries $6
11/3 $0
11/4 $0
11/5 $0
11/6 $0
11/7 Set bills $100 (missed alot of church last month due to vacation so I had to catch up on my tithing 'cause God didn't get a vacation just let me take one)
11/8 Entertainment $38 (took niece and nephew to Chuckie Cheese as a treat since they had a day off of school); Groceries $8; Auto $32 (tank of gas)
11/9 Eating out $48 (treated family to dinners from the local Greek Orthodox church's fund raiser - great food and good cause; Groceries $6; Medical $17 for OTC drugs.

 

[ronnmel]

No Buy Days : 4/15
Gas : 34$ (max 85$)
Car : 74$ (oil & tire change)
Groceries : 156$ (max 250$)
Eating out (and snacks) : 41$ (max 150$)
Non-necessities : 34$ (max 250$)

01/11 : 35$ (groceries)
02/11 : 0$
03/11 : 155$ (gas, groceries, changing tires)
04/11 : 0$
05/11 : 8$ (dinner)
06/11 : 20$ (cupcakes + parking meters)
07/11 : 121$ (groceries + dinner)
08/11 : 0$
09/11 : 0$

 

[MickeyMomOfThree]

So cute! Its funny that she is such a big fan of a band from the 80s.

I have a bit of a compulsive thing about me, I don't like anything a little. Like Disney, I am obsessed, same for Bon Jovi. I own every CD and that is it. DH owns lots of various CDs but me, all Bon Jovi. So when they are in the car with me or cleaning the house,l it's Bon Jovi. The other 2 like them, she has is more taken by them though. It is cute though, she wore one of my t-shirts to school today and she said kids were asking her who it was but all the teachers knew.

 

[MickeyMomOfThree]

I have completed 10 months of my 12 month goal and am excited for November. This month we are headed to Disney, so my goal is 8 for the days I am in town.

November 1-$0 Anyone who knows me knows I have to start the month with one or I don't do well for some reason. So, I made do with groceries today and made it a November 1st No Spend Day!

November 2- Today was a BIG spending day, but comes with some explination.
$5 for DD11's School Lock In Friday Night
$5 For DD8's Family Night at School Friday Night
$86 Dance Tuition (I don't count this towards a $0 day as it is a bill to me, but since I pay it and DH doens't I like to record it)
$21.55 Gas, I like to top it off whenever I am at Sam's so I never run low, it is so much cheaper there.
$17.94 Bread Outlet (Love it there, I got 2 loaves of breakfast breads, 18 bagels, a thing of engish muffins, a jar of jam and 20 packs of mini muffins.)
$39.68 Walmart, Toy Story 3 Blue Ray/DVD set and a few groceries.
$47.77 Wegman's-Groceries
$43.96 Target-3 new DS games for the car ride to Disney and a few bags of little packs of Animal Crackers, a buck a bag in the Halloween Candy, good for in the car.
$19.42 Walgreen's- $5 DD owes me back, she bought a Minnie Witch on the clearance rack that movies and plays "I Want Candy" and I did a very unplanned but beloved purchase, they had a Mickey Snowman that lights up and changes colors for $13. I collect Mickey and I collect snowmen so I bought this. I'd have blown a $0 day for this guy, he's so cute and I am looking at him now and he is making me so it was worth it!
$384.48-Sam's BUT, here is the explination. I bought almost $200 in Gift Cards, $110 for Disney and $85 for Outback (where DH and I always go for dates, it's our favorite!) AND, they only sometimes have the different flavor of water that we drink. We were never until about 6 months ago bottled water people, but DH started drinking the flavored water insted of soda, not a savings but better for him. Well the kids started drinking it and I like that they will cause none of them were ever water drinkers so I caved and have been buying a case a week since. Well they have 2 packs of flavors and they like both but one more then the other and Sam's only has it about once every other month so when I went yesterday and saw they had it, I bought 5 cases. So that is $50 in water and $10 in deposit on the bottles. Add to that that I need to get my freezer stocked with dinners before we go on vacation so I bought a lot of meat and Ziplocks and yo uget a very high Sam's bill!
Today will be a $0 day. I am staying in and cooking all day. We get back from Disney and the week is packed with me volunteering at the Santa's Secret Shop all week, and getting the house decorated and just getting back into the routine so I like to have lots of dinners made and ready to just pop in the oven when we are gone. In fact I am going to go ahead and call today...
November 3-$0
November 4-$0
November 5-Well it was a No Spend day, till hubby came home "craving" pizza. I was making pasta, not too far off but he's had a long hard week, went in today at 4am and only came hom cause we have 2 kids needing to be 2 places at the same time, othrwise he'd still be there...so if pizza makes him happy I guess pizza it is. $22 for pizza, we bought a sheet so we'd have leftovers when we are in cleaning and packing mode tomorrow and need a quick lunch.
November 6- Well, we went to Target. We got moleskin and gel inserts and the lotion and we found a DS game for $7 and DH got an Old Spice kit for our trip and I got 4 pairs of strechy gloves so we got all total $49. Then we got a few groceries (staples, bread, milk etc) and that was about $10.
November 7- Dinner out with hubby and friends, $35 Chinese for the kids $14 so it was truly a night off for me.
November 8-$0 I too am going to the movies tonight, but also will be brining in a snack. Tickets were bought a while ago by Dh as a gift. We were supposed to have a nice date tonight but he has work to do and DD8 loves Bon Jovi so she and I are going to see Bon Jovi in an hour.
November 9-$0 Was so stressed today, the electric company did their inspection (and then messed up and left us with no power to the kitchen so had to come back and fix that.) After finally getting rid of all our Girl Scout cookies there was a recall of one flavor and sure enough, our codes match, so I had to spend all afternoon dealing with that. Parents observation at dance was today and looooong. DH's at work, kids are acting up...I wanted so bady to get them a pizz and crawl into bed, but I made them dinner...and now want to crawl into bed. But I didn't spend!


November No Spend Days 5/8
$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$
Happy About Record Since Joining No Buy-
January-14 Days
February-13 Days
March-17 Days
April-15 Days
May-15 Days
June-8 Days
July- 6 Days (only in town and only recorded half the month, probably had about 7-8 no buys while away)
August-15 Days
September-15 Days
October-13 Days
Longest Streak-4 Days in a Row

 

[wlake]

November 9-$0 Was so stressed today, the electric company did their inspection (and then messed up and left us with no power to the kitchen so had to come back and fix that.) After finally getting rid of all our Girl Scout cookies there was a recall of one flavor and sure enough, our codes match, so I had to spend all afternoon dealing with that. Parents observation at dance was today and looooong. DH's at work, kids are acting up...I wanted so bady to get them a pizz and crawl into bed, but I made them dinner...and now want to crawl into bed. But I didn't spend!

Good for you! I so wanted to just grab a quick dinner as DH is out of town, but I cooked too. It sure wasn't easy!

 

[MickeyMomOfThree]

Good for you! I so wanted to just grab a quick dinner as DH is out of town, but I cooked too. It sure wasn't easy!

Oh yeah, I saw that! See, it's all cause of this thread too. Let's face it, without we both likely would have caved.

 

[Virgderon]

Pre paid bowling tonight because next Tuesday is the Roger Waters the Wall concert, so I will be missing bowling for that.

Running Total: Spent $246
$1000 budget...$754
$0 Days: 3
Goal is 9 or more!
coupon/sale savings : 55

Groceries budget- $250-8-12-49-35-10=$136 left

November 1: $20 (12 gas, 8 groceries)
November 2: $82 ( 12 pop, 5 dinner at bowling, 16 bowling, 49 groceries)
November 3: 0
November 4: 0
November 5: 54 ( meds cleaning stuff, 35 groceries)
November 6: 32 ( 15 breakfast, 5 pop, 12 pic)
November 7: 26 ( Walgreens run)
November 8: 0
November 9: 33 (32 bowling, 1 candy bar)

 

[A.Mickey]

I think I need to up my eating out and lower my grocery spending...I already know I am going to go over budget in eating out because we are eating out twice on the 20th and maybe once on the 21st.

Running Total: Spent $200.59
$0 Days:3/10

Groceries ($200)- $31.37
Eating Out ($100)- $60.11
Misc. (Shopping/Entertainment) ($200) $109.11

I was never keeping track of this stuff, but I think I will start, but won't add it to my budget just yet.
Xtras: $130 (3 U2 Tickets at Busch Stadium), $70 (3 Imagination Movers Tix at Rosemont theater): Total $200

Decided to start a weekly budget, maybe this way I won't get too discouraged

WEEK 2:
$55.30 left Groceries

WEEK 3:
$46.67 left Groceries
$26.44 left Misc.

Week 4:
$46.67 left Groceries
$21.91 left Eating Out
$46.67 left Misc.

Week 5:
$20 left Groceries
$10 left Eating Out
$20 left Misc.

WEEK 1 BEGIN:
1- $0
2- $7.27 (Walgreens-Groceries), $2.30 (Jewel-Groceries), $2.39 (Dominick's-Groceries), $10.13 (McDonald's-Eating Out), $3.29 (Dollar Tree-Shopping) (Coupon Savings-$32.20) (Sale Savings- $40.20)
3- $42.35 (Toys R Us- TS3, wall clock, popcorn tin, and Phineas and Ferb xmas special- Got Back a $10 GC and $5 in Rewards money), $2.23 (Walgreens-Groceries), $1.48 (CVS-Groceries), $4.09 (Burger King-Eating Out) (Coupon Savings- $33) (Sale Savings- $36)
4- $0
5- $7.86 (Target-Groceries), $8.99 (Crocs.com-Shopping) CVS- was out of the stuff I wanted so I got a raincheck (Coupon Savings- $16.50) (Sale Savings- $34)
6- $26.48 (Lane Bryant-Shopping bought 4 shirts and a pair of shorts), $20 (Crocs-Shopping two pairs of Crocs), $15.32 (Dairy Queen-Eating Out) (Sale Savings- $132)
WEEK 2 BEGIN: (still need an oil change)
7- $30.57 (Button Factory-Eating Out)
8- $0
9- $7.97 (McDonalds- Eating Out), $3.28 (Meijer-Groceries), $1.60 (Target- Groceries), $2.96 (Jewel- Groceries), $8 (Meijer-Headlight) (Coupon Savings- $36.11) (Sale Savings- $25.88)
10- $0?
11- Walgreens, CVS
12- $0?
13-
WEEK 3 BEGIN:



Budget: $500....40%
Month: 9/30: 30%

My savings from coupons ($117.81) and sales ($268.08): $385.89