It is currently cashless since the main resort isn’t open and they aren’t staffing the front desk (you have to go to Kidani (we just got an email about it)). Sadly, the Mara isn’t even open ;(. Honestly, I don’t have a problem of walking over every couple of days and using my gift card to pay my balance, but it seems dumb not just to run it in the beginning. On the cruise line they make a big deal about “keep your gift card” because if there is a balance left at the end (yeah right lol) it will go back to the gift card. My family does only debit, no credit cards anyway, so maybe that’s why they took the gift card- since I don’t have a “major credit card”? We do have Schwab so I think sometimes people think it is a credit card but it’s only debit. No real clue- but I will let you know on October 4th what happens!