WOW! What a great thread!! I have been scrapping for 4 or 5 yrs now and have learned alot by reading the comments and replies.
I have always loved to take pictures and honestly am a freak about keeping them in albums. I am willing to guess that I have 30 -35 pocket albums in the top of my closet right now that go back as far as 1978 when I graduated from high school. Of course I won't go back and "redo" those albums but when I started scrapping have done nothing but Pioneer or another brand of top loading post bound album. As one poster said "why should I have to buy a $40 album and then page protectors in addition when I can get top loading albums that are just as good." AGREED!
It appears that the majority of folks here started scrapping w/CM. I did too. I meet a girl through my
travel agency that I booked a cruise for. We started talking about pictures and the next thing I knew, I was coming to her house for a CM party. I was HOOKED!!! But like several people, I didn't appreciate the pressure or "scare tatics" used by so many CMCs that you must use CM products or your pictures won't last. Then I met another person who was a CMC but she was not a "hard seller". She used CM albums and tools but purchased whatever else she wanted at our LSS, Mike's, JoAnnes or wherever else we found a sale!

I now purchase all my CM products from her b/c I appreciate her not pushing me or putting my albums down b/c I didn't use CM.
As another poster stated, watch the papers for sales at Mikes & JoAnne's. A couple weeks ago JoAnne's had all their paper on sale 5 sheets for $1. I don't know about you guys but that's a HUGE savings for me. Of course after spending $23 JUST ON PAPER,

I could probably open up my own LSS now but that's our little secret, ok?!

Remember the word SALE!! That word will become your favorite word in your scrapbook life!!
Just enjoy what what you're doing. Make it fun. Read lots of different magazines for ideas, get on great websites like this one and Two Peas for ideas and inspiration. And when you get stuck, pop off a question to us and I'm sure AT LEAST one of us will have an opinion to share!!!!
Enjoy!!
Karen