We bought a resale in 2004. We originally purchased 150 points at SSR while we were on vacation. When we returned home, I found out that because of a merger, my team at work was going to be disbanded, so I cancelled within that 15 day window. Since then I moved to a different position within the company, so we again looked into purchasing and decided on the resale. We got 210 points for the same price. I know there are 12 more years on the SSR contract, but my husband and I have just turned 50. I don't think we'll live that long, and I'm not sure our children will have the same interest in Disney years from now. God willing we live to 2042, you will probably see us in our ETV's! We just decided to get the most enjoyment for now.