Need help picking home resort for small contract

[scbruno]

I like VGF for the 11 month booking but you really should buy where you want to stay

 

[happythoughts & pixiedust]

Don't let the price premium for Copper Creek scare you away if that's where you'd really like to be. Copper Creek has lower annual dues than Riviera. Held to contract expiration, a present value analysis with reasonable assumptions shows that actual equivalent cost per night for CCV and RIV is essentially the same. If you had to sell before expiration, it's likely that CCV will sell for more, recouping the extra initial investment. As long as you don't have to finance the upfront difference in cost between them, I think you can safely consider them equivalent in cost.

Keep in mind that if you love RIV, if you buy a resale contract you won't be able to stay at RIV at all.

Pick the one you love the most. With this small of a contract the annual difference in cost between any of the options is negligible.

 

[RoseGold]

Crazy thought, but have you considered RIV resale in a couple years?

You already have your blue card, so that's not a consideration. If RIV follows CCV's pattern, there should be plenty for sale cheaply in a couple years. Plus, at this rate, and no new construction right now, DVC will be selling RIV for a long time. Historically, that means minimal ROFR.