My head is spinning - help!

[itutorfortravel]

My family has a June reservation at WDW to celebrate my DD’s graduation. It is made up of:

99 borrowed aug UY points (2020)
150 transferred / banked dec UY points (2018)
101 current (2019) aug UY points

Based on all the current - confusing - rules, what exactly can I hope to salvage and how, if the resorts are still closed?

Thank you! My head hurts just trying to figure this out. Geez!!

 

[Sandisw]

If you cancel. the borrowed 2020 points will be put back.

If the resort is actually closed, they may allow late banking of your 2019 UY points.. but won’t if it is open and you just don’t go. I confirmed this this morning.

Those banked points that were transferred will expire November 30th, 2020 so you will have use by then.