Magic Bands and DVC

[FantasiaMagic]

As an adult, I can't imagine going anywhere without my wallet.

Same! And you can't always rely on technology, it can stop working instantly, always better to have the real thing!

 

[Carriemel]

I had the ID but not the DVC card. I was able to pull up my annual pass on the MDE and show the cashier to get my discount!

 

[sharona]

I like the idea of the MB for FP and park admission but will still carry our tickets in my bag and all of my other usual ids/ccs etc.

 

[DebbieB]

There are too many people out there trying to game the system to just accept the band for a discount. For example, there's a long thread about using someone else's bands in the park to get extra fastpasses because it's known that there's no cross check with that day's admission.

 

[LoverDisney]

During our last trip I was told that I have to have the DVC membership card in order to use the discount which I left at the resort. Next time I will carry it and a picture ID.

 

[kevinday85]

I couldn't disagree more. At Disney World there really isn't a situation where it would be a necessity to have an ID or another form of payment.

 

[DebbieB]

I couldn't disagree more. At Disney World there really isn't a situation where it would be a necessity to have an ID or another form of payment.

If you want to get your discount, you need ID. If there's a problem with your ticket, you could be asked for ID to prove it's yours. That's their rules, you are on their property.

 

[HopperFan]

I couldn't disagree more. At Disney World there really isn't a situation where it would be a necessity to have an ID or another form of payment.

- If you wish to buy alcohol, all CMs are supposed to ask for ID.
- If you want to use your AP Discount Card, you must show an ID with it.
- If you want to use TiW Card, they are supposed to ask for your ID.
- If you have an emergency, you need an ID.
- If you arrive to your hotel and your MB fails and you want to get a room key, you need to prove who you are.
- If your MB fails (and it happens) you need a CC (or cash) to pay for what you are buying.
- If your MB fails and you are trying to get help at GR, they often ask for ID to prove who you are.

Always carry my ID, Credit Card, Insurance Card, AP, AP Discount Card, TiW Card and Cash. The plus of the MagicBand is I don't have to pull things out in most circumstances, keeping them safer.

 

[bumbershoot]

At Disney World there really isn't a situation where it would be a necessity to have an ID or another form of payment.

Of course there is. Multiple situations.

 

[Martyb]

Just got back from the world and it was an awesome trip. One thing that happened just annoyed me. I went to make a purchase with my magic band when the cashier asked me if I was a DVC member or a Disney Visa Card holder. I responded with yes I am both. At which point she asked me to show her the card. Well part of the perks of the magic band is having everything linked so I didn't have to carry my wallet anywhere. All that information should be linked to the band. Unfortunately it isn't.

I know how you feel. I understand why this happens, but it's still frustrating. I have to take credits, id and cash if I want to take advantage of the discounts and to make sure I have money when my magic band inevitably fails to work when I am about to make a purchase.

 

[chelynnah]

Always carry my ID, Credit Card, Insurance Card, AP, AP Discount Card, TiW Card and Cash. The plus of the MagicBand is I don't have to pull things out in most circumstances, keeping them safer.

This! I could never go anywhere without having some I'd on me. It would be like driving without my seatbelt. Just can't do it. But I like the idea that I don't need to pull a card out every 5 minutes.

 

[kevinday85]

First I just spent over a week in the world and did t carry my wallet once and it was not an issue. The one issue I did have could be rectified easily with information put on the band by Disney. If fraud is such a huge issue they should require a thumb print with the band for purchases just like they do for entry into the park. If the bands go down are you not allowed to use them to get into the park? If you can then Disney can easily create a system to credit the band for purchases until the bands are back up. It is a lie that an ID or medical care are required for ER visits. They are not. And the band could easily be used with a thumb print as a valid identification. By bring all of these items you are opening yourself up to your wallet being stolen.

 

[wdwrich]

.... It is a lie that an ID or medical care are required for ER visits. ....

I would be careful making such absolute statements. We recently had an issue that required my DW to be taken to a nearby hospital in the middle of the night by ambulance. Both in the ER upon arrival and at the second hospital to which she was later transferred, we were asked for our medical insurance card. If we didn't have it with us, and being in the wee hours of the morning, they would not have been able to verify our insurance and we would have been on the hook for much more than our standard copay. Having the card with you is especially useful if you require immediate medical attention and you are out of your network or area.

I also think it's rude to be calling someone a liar on these boards. They exist for discussion, and everyone is welcome to post their opinion whether you agree or not.

 

[mom2rtk]

I seriously don't get the issue with carrying around a couple cards. Heck, I'd feel much better having my ID on my person than leaving it back in the hotel room.

The "cost" of carrying ID/insurance cards is much lower than the cost of the risk of not carrying them.

 

[mom2rtk]

I would be careful making such absolute statements. We recently had an issue that required my DW to be taken to a nearby hospital in the middle of the night by ambulance. Both in the ER upon arrival and at the second hospital to which she was later transferred, we were asked for our medical insurance card. If we didn't have it with us, and being in the wee hours of the morning, they would not have been able to verify our insurance and we would have been on the hook for much more than our standard copay. Having the card with you is especially useful if you require immediate medical attention and you are out of your network or area.

I also think it's rude to be calling someone a liar on these boards. They exist for discussion, and everyone is welcome to post their opinion whether you agree or not.

Agreed. Why make a stressful situation more stressful?

 

[kevinday85]

That is still incorrect. An ER can never refuse service. If you do not have your insurance card on you when you receive a bill forwarding it to your insurance company and they pay for whatever is their responsibility based on your coverage. Having your card makes the ER's life easier but in not a necessity. I know I work in the industry. So yes it is a lie.

 

[kevinday85]

Oh and if a patient is admitted then there is no co-pay.

 

[jon18uk]

Don't forget that the MagicBand doesn't really do anything the old Key to the World card did. Both made FP work, both made the room door open, both allow charging to the room account.

 

[wdwrich]

That is still incorrect. An ER can never refuse service. If you do not have your insurance card on you when you receive a bill forwarding it to your insurance company and they pay for whatever is their responsibility based on your coverage. Having your card makes the ER's life easier but in not a necessity. I know I work in the industry. So yes it is a lie.

And you're still rude.

And while you may work in the industry, you can't/don't know everything. Since the ambulance brought my wife to the ER, we still had to pay the ER copay even though she was subsequently admitted. Yes, one can get reimbursed and/or submit bills to insurance after the fact, but having one's insurance card makes the entire process easier during what may well be a very stressful process. Telling folks they don't need to carry a medical insurance card is IMO irresponsible.

 

[HopperFan]

First I just spent over a week in the world and did t carry my wallet once and it was not an issue. The one issue I did have could be rectified easily with information put on the band by Disney. If fraud is such a huge issue they should require a thumb print with the band for purchases just like they do for entry into the park. If the bands go down are you not allowed to use them to get into the park? If you can then Disney can easily create a system to credit the band for purchases until the bands are back up. It is a lie that an ID or medical care are required for ER visits. They are not. And the band could easily be used with a thumb print as a valid identification. By bring all of these items you are opening yourself up to your wallet being stolen.

First off no one said it was required for medical care. What they are saying it is in your best interest to have these on you. Having an insurance card on you does not prove who you are, so ID is needed with it. No insurance ........... seen that, get in line for care. I would rather have my information on me so I am attended to as quickly as possible. Second, calling people liars on this board is not allowed as far as I know and it is totally out of line.

I would be careful making such absolute statements. We recently had an issue that required my DW to be taken to a nearby hospital in the middle of the night by ambulance. Both in the ER upon arrival and at the second hospital to which she was later transferred, we were asked for our medical insurance card. If we didn't have it with us, and being in the wee hours of the morning, they would not have been able to verify our insurance and we would have been on the hook for much more than our standard copay. Having the card with you is especially useful if you require immediate medical attention and you are out of your network or area.

I also think it's rude to be calling someone a liar on these boards. They exist for discussion, and everyone is welcome to post their opinion whether you agree or not.

Completely agree with you. I think in Orlando especially having these items on you is critical due to all the tourists, particularly those that are not from the US, that may cause hospitals to be more demanding of information. Out of town guests should always have medical/ID on them. I also have experience with Florida Celebration (which we are still fighting for gross overcharge) when my DD was taken in from Disney property. As far as "receiving a bill" - uh no they demanded almost $1000 "deposit" up front for care. Proper, no idea, but that was their procedure.

That is still incorrect. An ER can never refuse service. If you do not have your insurance card on you when you receive a bill forwarding it to your insurance company and they pay for whatever is their responsibility based on your coverage. Having your card makes the ER's life easier but in not a necessity. I know I work in the industry. So yes it is a lie.

Again, inappropriate on this board. Working in an industry does not give one complete insight into every department, every process and certainly not what every single hospital does. Apparently Florida Celebration is one of 250 hospitals nationwide that is not required to itemize their bills ................ so says they.

And you're still rude.

And while you may work in the industry, you can't/don't know everything. Since the ambulance brought my wife to the ER, we still had to pay the ER copay even though she was subsequently admitted. Yes, one can get reimbursed and/or submit bills to insurance after the fact, but having one's insurance card makes the entire process easier during what may well be a very stressful process. Telling folks they don't need to carry a medical insurance card is IMO irresponsible.

You are absolutely correct. After several visits to ER for/with many family members the difference between having ID, Insurance card with you and not are two different experiences. I'd rather be safe and carry.