To make a very long story short, I have 175 bwv points. DH got own contract in Jan at wlv. Well the day after we get home from vactaion Kmart does the bankruptcy thing. DH works for K-Mart, so we had to cancel contract. Well, due to nice tax refund, no payments to July rumors etc, we may go forward and do 150 pts at bcv. My question, what are all the available use years? Mine is August, but I would almost prefer his be a different year. We always go in January and usually July. What would be a good second use year?