Often these things get overlooked in the excitement of considering a DVC purchase. Over the life of your membership annual Maintenance Fees will be where you will spend more money than the initial cost of your contract so you will definitley want to check each DVC resort's MF cost per point to help in your decision to pick a Home Resort. And if you haven't stayed at DVC resort(s) jmho rent points from a member and try it out before purchasing and to also get a better idea of which resort you would like to pick for your Home Resort. DVC resorts do not provide daily maid service as resort hotels do ( unless you want to pay a daily housekeeping fee ); on Day4 after your check in you will get fresh towels or it will be a full cleaning if you are staying 8 nights or more.
We have no regrets, it works well for our family of 5 and for our travel habits but it did take us about 10yrs to try it different DVC resorts out and to research & consider things fully to where we felt it was most definitely the right decision :thumbsup
BillWe look at DVC as an investment into FAMILY vacation time together. It is not a property investment to make a profit off of. It's a hedge against the constantly increasing room rate that Disney does annually, usually around 10%. Remember that when Disneyworld opened in 10/71, the Contemporary Resort rooms were priced at $30, and now what are they.
One other thing that you need to consider is; is a room at Disney just a place to lay your head at night, or is the room accomadations at Disney just as important to you as visiting the parks is?
Nope no hidden agenda...but you really need to understand what you are buying like how your UY affects your vacation plans, cancellation policies, having smaller contracts for resale later if needed. These forums have been fantastic!!
Love Disney vacations and we finally realized that when we said "this will be our last trip to Disney for a few years" we were so lying! As soon as we would get home from a trip I would be planning the next for the following year! 
Is everyone mostly glad they have gotten in on the DVC? And you think it's worth it? I am looking into it and it looks awesome to me. Is there anything hidden about it?
DVC has changed the way we vacation, and has allowed us to do a parks vacation and a cruise every year (versus having to pick either/or). We get to stay in Deluxe accommodations and, even better, don't have "sticker shock" at the end of our vacation because our accommodations have been pre-paid. DVC also allows us to get creative with our points so we can take longer vacations (for example, I'm staying for 14 nights at BLT in December - the rack rate on that would have been $7,700 which we could have never in a million years afforded). It was a great decision, and I don't have any regrets. We are still relatively new owners, so we may still be wearing rose-colored glasses, but I am absolutely thrilled that we bought into DVC.DVC has changed the way we vacation, and has allowed us to do a parks vacation and a cruise every year (versus having to pick either/or). We get to stay in Deluxe accommodations and, even better, don't have "sticker shock" at the end of our vacation because our accommodations have been pre-paid. DVC also allows us to get creative with our points so we can take longer vacations (for example, I'm staying for 14 nights at BLT in December - the rack rate on that would have been $7,700 which we could have never in a million years afforded). It was a great decision, and I don't have any regrets.
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We have a similar situation for December - taking my family - mom/aunt/uncle/cousin - got a 2bdrm at AK that would have cost us $1350 a night ($8100) - is costing me around $2000 for 6 nights when I look at initial investment plus maintenance fees. We couldn't have done this for several more years without DVC![]()
Pros: guaranteed deluxe + accomodations are discounted prices. No way would I pay rake rate for the 1 bedroom unit we adore.
I've been an owner since 2000 and so far I still enjoy my vacations at the world.
That being said, my love affair is decreasing not because of DVC but because of changes I've seen over time at the world. I've been going to wdw for maybe the last 15 years and there has been a huge decrease in quality IMO, so I probably suffer from "back in the dayitis".
So, while I adore my dvc (WL probably keeps me coming back) and glad I made the purchase, would I buy into it now? Probably not.

Bill