My niece and family have discussed DVC membership with DW and I and are very close to making the call. They have two boys- 4 & 2 and a third is 4 months away. For the first few years, 5 in a studio or 1br won't be a problem because of age. But after they don't qualify for a studio or 1br, they will basically need twice the number of points for a 2br. At that point is DVC really a bargain ? Don't let this turn into a 5 in a studio debate,thats not even close to the point of this thread. Right now they would buy BCV. In three years or so they would need to buy more points.Chances are BCV will be sold out. Should they buy more points now then they actually need while they are availible ? Would like to hear from other families with 5,what's your opinion,what do you do. BTW, my niece plans to go once a year.