I understand about ME, but if you drive like we do, then it's not part of the equation. I know Express Pass can be used by offsite guests, but then you have to purchase it. If you are an offsite visitor or day guest to either WDW or Uni,you might think FP+ is better since it is included in the ticket cost. I didn't mention it before, because we're talking about onsite stays.
We aren't DVC, but I don't know how much use I would get out of a kitchen at WDW. We usually have free dining and I don't think I would want to cook there anyway. Then again, based on your posts, you and I have completely different vacation styles. While we do enjoy spending some time at the pool, we mainly go to WDW to be at the parks. If I want to relax, we can go to the beach for 1/4 of the cost.