Insurance... yes/no and who? (can't search)

[albiats]

DOCTORRICK -

If your logic is to wait to get the insurance until the cancellation penalties are higher as opposed to not getting it at all, I can see your point. If you have to cancel the cruise between 30 days and 60 days, you would lose $100 per person, but you would not have spent the $900 on the insurance. That would be $600 more you would lose instead of the $900 for insurance, so it might be better to buy the insurance after all?

I'd like to point out that the cost for the insurance is the same if you buy it within 7 days of booking or within 7 days of sailing. I'm pretty sure all of the companies have a clause that says reimbursement for cancellation due to a serious illness of an immediate family member, but that family member must have been in stable condition when you got the policy. Also, if you buy it within 7 days of booking, they waive the clause about pre-existing conditions.

Also, Mcnuss is correct, $900 is 3 per cent of the $30,000.

I believe the cost of trip insurance is based on the dollar amount of the trip and not the destination. So insurance for a 7 day cruise in a Cat 3 would be more than the insurance for a 3 day cruise in a Cat 3. It would also be more for a Cat 3 than the same people in a Cat 11 on the same cruise, due again to the difference in the costs.

hope that helps

 

[disneyholic family]

yup....the dreaded NWA.....they used to be so good....
i grew up flying them to the far east and they were great back then....(back when they were northwest orient.......air....lines...you might be too young to remember that jingle).....
anyway....NWA is indeed awful...
but i discovered on this trip that there's an even worse one...
American Airlines.......they were so bad that towards the end i stopped flyign them even though we already had paid for those segments.....i plunked down more money (as in $2400 to get us out of las vegas and another $2200 to get us from detroit to la guardia........) just to avoid having to deal with American Airlines or their fly by night regional American Eagle....

oh....and don't ever fly America West.....our pilot missed the runway in las vegas....how in heavens name does someone miss a runway that's in the middle of a desert.....it's impossible to miss....as we approached i said to my husband that there was no way he was going to make it....suddenly, when we were already very low, he had to pull up......hard.....very very very very hard......the turbulence was unbelievable....and the mountains loomed....but he managed to clear them......
and what was this twit's excuse for missing the runway?....
"air traffic control brought me in too high"....say what?.....he's the frigging pilot....he should have an idea of what's too high and what's too low.....especially in their hub airport....
as i got off the plane i turned to the pilot and said, "perhaps you fly better drunk"......(this was right after the two america west pilots had been fired for flying dunk)......

as for new york -boston.....what with security at the airports making it all so time consuming, i would just get on the train if it were me...
when we lived in manhattan we used to take the metroliner to visit my in-laws in DC.....much faster than doing the airport thing (at that time it was the Eastern Shuttle that did the NYC-DC run)...

anyway...thankfully we only have to get near airplanes during our summer vacation....all other vacations are road trips....
and the next big US trip will also be road trips.....except for crossing the atlantic, no more planes for me...and if i could get to the states by ship i'd do it....maybe when the queen mary is up and running we'll go that route....

 

[mcnuss]

I sure do remember Northwest Orient...and Eastern Shuttle!

I wish the train was still a good option. It's unfortunately too time consuming from where I live (So. NH) bc once I am driving into Boston, the parking is a nightmare at the train station. The process for the shuttles is not onerous - they have their own check-in and sec. lines so literally I can still arrive 15 mins b4 flight time and still make it on board. Of course, I am doing my best OJ across the airport but with the shuttle, if you miss it you get on the next one.

It sounds like you had the trip from you know where. I am not an AA fan either, but funnily my boss will fly nothing but. I don't get it. I have only experienced a missed landing 2x, once with DD when she was about 10 mos. old. It was a short flight and the only time I had not bought her a ticket. She nearly flew out of my arms when we pulled up and turned hard right. From that moment on, she had her own seat and her car seat (poor kid rode in that thing on planes til she was 4!!). If you can get away with car tripping only, it's great. - don't be tempted or folled by Amtrak. It's arguably worse than the airlines, except for the new Acela. I once had a 3 hour delay on the rails when returning from NY on the regular train. They told us that freight trains were being given priority, but so interesting in the 3 hours, not a single train passed. Compared to the Eurostar, TGV and Thalys we've been spoiled by in Europe, it's a horror show.

Allison

ps: I almost hate to contemplate where you're posted if your trans-A flights take you 11 hours to the East Coast. Yikes....

 

[LOVETHATMOUSE]

I asked this before, but can't find it in a search. When you get travel insurance, do you insure just the cruise, or do you add in the cost of airfare when you do a quote. I figure we are spending$3,000 for the cruise and probably around $250 for airfare each (we don't have airfare yet b/c we don't cruise until 12/03). Would you round up the total cost to $4,000 or just do the $3,000 for the cruise?

 

[mcnuss]

LOVETHATMOUSE


That's a great question. I am not sure how you would insure something you don't yet have. Maybe you add it on later? I'd ask the company.