insurance for borrowed points?

[PalVal]

If you borrow points and take out insurance, do the borrowed points still need to be used in the same use year if you have to cancel?

 

[Deb & Bill]

If you borrow points and take out insurance, do the borrowed points still need to be used in the same use year if you have to cancel?

The insurance has nothing to do with the individual points. Just with cancelling your stay based on their rules. You get about $5 a point for the loss of your vacation.

If you borrow points, they cannot be unborrowed and will expire at the end of the UY in which they were borrowed.

 

[DebbieB]

You just get $5 per point, the points themselves are gone.