II Ka'anapali

[Dean]

Yup. I think that we just need to decide where we want to go, buy the plane tickets, and be willing to pay cash for the accommodations if the exchange doesn't come through. Thanks for your insights!

And that is a problem with II in general more so than RCI. If one is trying to use FF miles, it's hard to do so with II unless you take this exact approach or are lucky enough to match at more than 11 months out.