Almost. As far as the points go, they are not for the home resort only. They can be used at any DVC property but there are booking rules that are governed by what the home resort is. For example, we have Old Key West and Hilton Head points. I can book at those resorts 11 months in advance. I can also use those points at the other DVC properties 7 months in advance. Therefore, you'll want to find someone who owns at the resort you want to stay at so you can take advantage of the 11-month window. So if you want to stay at the Beach Club Villas look for BCV owners, if you want to stay at Old Key West look for OKW owners, etc.