I love credit cards so much!

Discussion in 'Budget Board' started by FairestOfThemAll37, Jul 18, 2016.

  1. marthachick

    marthachick Traveling Mom

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    What types of business qualify you for a SW Business card? Do they ask for Tax ID number or how do they verify a business? Do they use credit score to approve or what? I work full time and am starting a small direct sales thing so wondering if that counts?

    Also I already have a SW Plus card and would like to close it and apply the Business and Premier if possible to get the CP. I have excellent credit scores. TIA!
     
  2. gottalovepluto

    gottalovepluto DIS Veteran

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    I have a questions for anyone with knowledge of the Citi AA credit card or the new Barclays AA credit card and the checked bag benefit... from my understanding as long as my AA number is on the reservation somewhere everyone (4 of us) will get their first bag checked free. (I think, correct me if I'm wrong please!) If the trip is booked by someone else using their miles and my name is in the reservation with my AA number will we all get first bag checked free? (I have the AA credit cards but a family member will have the miles through CSR UR.)
     
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  4. peel

    peel DIS Veteran

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    You'd probably qualify. You can use your SS# in place of a Tax ID. I think you have to include an annual revenue estimate, but I've read that people have been approved even by putting $0 in the box. You might need to call to give further information if you don't get automatic approval, but if you're starting a real business you have a legitimate reason for a business card, so I'd be pretty optimistic. Good luck!
     
    marthachick likes this.
  5. Albort

    Albort ODV Crew

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    Did u apply for the SW card within the last 3 months? if so, would suggest messaging chase via SM to have them match the 60k. I did that with the CSP(40k--50k) and Ink+(60k--70k). I got lucky that i was within 3 months of both when they upgraded the sign in bonus.

    a bit surprised that the AU didnt affect your wife's credit report and adding to the 5/24. You got lucky! haha.

    Anything can constitute as a business. sell something on ebay? ur a business. you dont need Tax ID number, you can use your SS num. They may or may not verify your business.
     
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  6. JKalai

    JKalai DIS Veteran

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    Thanks for the tip!

    I JUST received my SW card in the mail and got approved last week for the premiere card. Hopefully they would be kind enough to switch out the offers as I applied with the $40,000 / $1k spend.

    I think I'm going to try for CP. Gonna hit the 2k in 3 months if they can switch the promo out and then apply for the plus in either march or april.
     
  7. Ngwira

    Ngwira DIS Veteran

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    I have a 3k charge coming up on 2/15.. good idea to apply in branch for the csp 50k/4K spend if I am pre qualified? I'd rather put that spend to something useful.
     
  8. afan

    afan DIS Veteran

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    I know you have to be on the same reservation. I've always used my card to pay for the flight. Back when it was us there was a disconnect between my card and mileage number so I would show them my card and it was fine but I was always alone. When my friend and I flew together last fall she didn't get anything because we were on separate red.
     
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  9. peel

    peel DIS Veteran

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    I got personal cards and the 60K offer is for the business Premier, so different types of cards, unfortunately.
     
  10. hsmamato2

    hsmamato2 <font color=magenta>Tink in Training-Good Girl,Bad

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    Yeah, just be aware that calling in to get a business card is pretty stringent....YMMV. It's generally not a good idea to call on a biz card app,esp if it's just a "selling some stuff on ebay" sort of biz....:thumbsup2
     
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  11. Albort

    Albort ODV Crew

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    my CSR just arrived... i carry too many chase cards in my wallet... :|

    its been real Citi Thank you card... u will be missed!

    edit: anyone know how long it takes for priority membership lounge access card to show up?
     
    Last edited: Jan 10, 2017
  12. LoriKutchey

    LoriKutchey DIS Veteran

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    Mine took about 2 weeks
     
  13. Ngwira

    Ngwira DIS Veteran

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    About 2 weeks..
     
  14. Ngwira

    Ngwira DIS Veteran

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    The Amtrak card still has the 30k bonus after 1k spend. Annual fee is $79.
     
  15. calypso726

    calypso726 Escaping reality one Disney vacation at a time

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    Ours took weeks after we called and requested it to be sent. It wasn't an automatic thing.
     
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  16. hsmamato2

    hsmamato2 <font color=magenta>Tink in Training-Good Girl,Bad

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    just got approved for CSR yesterday! I was gonna go for a different chase to round out my 5, but just couldn't resist....:cool1: and yes, I have bought progressively larger wallets over the years, with spaces to easily organize and use different cc's....:rotfl2: it's a hazard of the game! (vera Bradley makes a great zippered wallet with lots of card holders lol)
     
    hurt817, tink1970, calypso726 and 3 others like this.
  17. havaneselover

    havaneselover Dreaming about a Disney cruise

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    Congratulations!

    I'm in the same boat. I got a zippered coach wallet for My birthday that has slots for 20 cards. Seems like a lot but those slots filled up fast!
     
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  18. MrPTato

    MrPTato DIS Veteran

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    I need to find a nice wallet to hold all of mine, guy version, of course.
     
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  19. platamama

    platamama Mouseketeer

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  20. Ngwira

    Ngwira DIS Veteran

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    Applied for the csp under my chase offers selected for you and it went pending. do I call in?
     
  21. aprilchem

    aprilchem DIS Veteran

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    All - I haven't read the entire thread, but just in case nobody has posted it, the Chase Sapphire Reserve bonus deal ends at the end of the day today (January 11th). I already have one; my DH applied last night and was approved instantly.
     
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