I love credit cards so much!

[SouthFayetteFan]

WELL...I can see all my base points pending on my CSR and CSP which means at midnight tonight my charges will post. As of tomorrow I will have met the $4k MSR on both the CSP and CSR (and on the SAME day & SAME transaction I might add due to my extreme paranoia, lol!).

Thus I will begin the "waiting for bonus to go pending game"... Yaaaay.........maybe...

 

[miztressuz]

Since we've got a bunch of pin traders here, maybe you can help me find a source for "bulk" pins for trading. I trade for keepers, so I'm running out of pins I'm willing to part with Many years ago now I bought a couple lots from ebay for a family trip to give all the kiddies a cheap starter set to trade. I've been using the leftovers for my own trades, but I realized I got a small percentage of scrappers and I felt bad trading them with kids after I realized it. I imagine most didn't realize it... and at the same time most probably don't care cuz they don't realize it, or it still looked cool so they don't care But if their parents paid good money for legit and they trade for fakes I'm sure they're a little salty about it at least. I pulled the obvious ones but if I had others only an expert would know, so that seemed acceptable to me.

Is there a reputable place most folks go now? I've bought some here and there from Disney when they go on clearance for cheap, but as we all know that's almost an oxymoron so it's few and far between. Need to replenish the stash before next trip. Since that's sometime in the distant future I don't need many right away, but I'd rather buy one lot of random ones even if it's smaller (5/10/15) for a set price than pick out individuals.

 

[Lain]

@Lain or anyone with amextravel. com experience. If I book a Marriott hotel through the site, would I still get the Marriott points for the stay? What about if I were to use MR points?

No. Generally, you only earn Marriott points for a stay booked through Marriott’s own channels.

 

[FloridaNative8]

I'm somewhat of a weirdo and a super fast reader, but I definitely read close to 700 pages (or more?) of posts as far back as 2016 just a few weeks ago. For me, I was interested in seeing the HOW of utilizing points for trips as opposed to new credit card bonuses/rules, etc. I was sure to read the most recent 75 pages or so before I commented.

I did that also... I stumbled upon this thread, out of sheer curiosity due to the amount of activity. I'm glad I did! I read through a lot, so I was prepared when I made my first inquiry into my strategy. Now I make sure to check a couple of times a day to keep up. I may not post much, but I'm definitely reading and soaking in all of the knowledge, with the hope I can contribute in the near future!

 

[Judique]

I just might be a DP at some point soon, not on the DD but on opening past 5/24 and being a shutdown risk. I'm at 21/24 and I want the Hyatt card. I really don't care if Chase shuts me down because I don't use any of their cards. But I do have one more unrestricted IHG free night coming next year and I'd hate to lose that.

Yes, that night is good for up to $500 plus at some IHG's. And mine cost $49. I will not upgrade that card and I will still be able to get about $300 plus value out of it at 40K points. Not a loser.
I also have the Hyatt card and will be spending on it a bit more after I finish my SPG Lux spend (which I could do while sitting here doing 2 weeks worth of laundry now that my new set is installed.)

I can't help you figure out how obstructed limited view seats are, but just wanted to respond to say I'm glad we aren't the only crazy people who are going to Chicago in December to see Hamilton! We have tix for Dec. 29.

@calypso726 - aren't you on your way to see Hamilton at the KC tomorrow night? Can't wait for a selfie from the KC Terrace with the Monument in the background - just a suggestion for our entertainment!

I just saw a MC promo for those of you with shiny new MC MSRs to meet.

Link your MC to your Expedia account, use code MASTERCARD75, and get $75 off a $300+ hotel booking. Looks like the major chains are excluded.

LINK

Sheratons and Westins and Disney don't seem to be excluded. But, subject to change.

 

[FloridaNative8]

WELL...I can see all my base points pending on my CSR and CSP which means at midnight tonight my charges will post. As of tomorrow I will have met the $4k MSR on both the CSP and CSR (and on the SAME day & SAME transaction I might add due to my extreme paranoia, lol!).

Thus I will begin the "waiting for bonus to go pending game"... Yaaaay.........maybe...

Crossing my fingers and toes for you!!!

 

[Lain]

Even if you have an immediate use/need for the vanilla Platinum, you should never settle for the 60k offer. It's not too difficult (for many) to pull the 75k/$5k offer via incognito.

@LuckyMamaInDE - I agree with @striker1064. Never take the 60k offer. If you really want the Platinum, at least try to pull the 75k offer that’s fairly easy to get via incognito.

Last month, it took me only about 5 minutes to pull these two increased offers on the PRG and Platinum using Chrome browser on incognito mode and Private Internet Access VPN set to the US Seattle servers. I tried it again on the same VPN and network settings using Safari private mode and got the same offers.

I tried different combinations of private/incognito modes on Chrome, Safari, and Opera browsers, and connecting my VPN to different big city servers around the US (I tried, California, Silicon Valley, Chicago, New York, then finally Seattle worked). In the incognito window, I typed in americanexpress .com, click on the Personal Cards graphic, see the 50k special offer for the PRG (which is good, but not what you want), click Rewards Points Cards in the nav bar, and find the 75k special offer on the personal Platinum. If you don’t have a VPN, Opera has a built-in VPN, so you can try that.

 

[alryan]

One interesting suggestion somebody made in the "Other" comments section of the survey was to create a thread by year. So we'd wait until the end of the year and then have an I Love Credit Cards 2019, and so on each year (or whatever we choose to name it)... I thought it could be a neat idea.

This sounds like a good idea to me

 

[kidsfirsttrip]

Anyone that did PNC how long did it take for your debit card to come? Been waiting over a week!

 

[palhockeymomof2]

Getting ready to apply for P2s CIC and wondering about the timing......if approved does anyone know if it can be expedited...if not how long it usually takes to arrive

 

[Judique]

I only have one BoA card - Premium Rewards - and there's a tab for Special Offers that has 10-20 different cash back offers. DH has the no fee Travel Rewards card and has Special Offers on his card too (and his offers are better than mine that has the $95 fee). Do the AS cards not have that? Since we only have the ones that do, I can't see for myself. I was hoping to get one in the future if the sign up bonus goes up.

Interesting, didn't think they could be card based... or down to an individual spend profile. Could be I have a sucky cards, so I get sucky offers I've got 2 co-brands and I don't even use one of them.

I've got these cash back offers for 10% on my Amtrak card. 10% off 5 guys, Rosa Mexicano (might go this weekend), and a few others, Starbucks included. It will be small amounts from maybe $1 at Starbucks to $7 or $8 at Rosa Mex. (I think that one is capped at $10 anyway.) But each little bit is in addition to the points earned, if I can remember to use the card.

We collected pins when my kids were younger...they are now 27 and 30...and no longer interested.....eBay is another place to look.....since I’ve bought pins there over the years it’s now where I’m selling them

I've got about 150 pins going back to the nineties when I first started buying them. Some are pins I've traded for but most are purchases from WDW, with a few being DVC gift pins when they opened new resorts. I was going to put them up for sale a while back but older daughter wants to keep them as they clutter my house, not hers. I used to trade the extra DVC pins as I would get multiples from visiting so often in the early years. Hint: a good place to get great trades is at DHHIR. I wonder if Aulani is the same?

 

[CyndiLouWho]

He wouldn't be able to do anything because he's not the mod of this board, only rumors and news. He would hopefully be able to find out who the mod is here more easily, if there is one, or at the least find someone that can lock it as there have to be some w the power to do all.

I thinks it’s Webmaster Doc

 

[SBWB48]

Looking to finish my last two Best Buy Amex offers (had them on 6 cards). With the Swagbucks deal having converted to once per day, I ended up FINALLY finishing them on 3 cards so far, but it's exhausting. @Lain I have the utmost respect for you given how quickly you made 18(or more?) trips cause my 18 so far as been a slug.

Now that the offer is slated to expire on Monday, I'm probably just going to buy the $300 on the last 3 cards online; unless I dig deep and find the will to go today, tomorrow, and Sunday .

I also opened my giftcard box yesterday to throw in ones from my trip yesterday and . I'm floating A LOT at the moment between gas, groceries, retail, restaurants. I've been able to use up some of the grocery ones, thankfully. And of course, ChasePay is the next category for Q4, on top of the fact that I will probably have one or two more cards to hit by year end

Perhaps, I should just actually slow down (that WAS the plan until the Biz Plat, Hilton Biz, Citi AA Biz, and Lux)

 

[CyndiLouWho]

Yeah - that's what I was thinking. Maybe he can hook me up with some global DIS mod person. The mod of this board seems largely MIA.

Eh, start talking politics. Someone will show up ASAP. Don’t ask how I know

 

[CyndiLouWho]

Because I've not gotten an email saying I'm approved...?

Took 3 days for Barclays to send an email for the AABiz DH got. I didn’t tell him until after the email came since I was like, hmm maybe not approved

 

[georgina]

I sent a secure message for them to move some of the CL from another card. It took about 24 hours, but they did it.

You're probably safe to send an SM and move some CL over. I wouldn't do the "pay it off every few days" as that could be viewed as CL cycling and Chase may not view that favorably.

Thanks. I had not heard the term CL cycling before so had to look it up. I did send a SM asking them to transfer some from one of his other cards (did not specify which) and paid off the current balance because there are more charges coming soon which could have put it over the $1000 limit. Then I called DH who is traveling and he said he did have a missed call from Delaware but no message, and updated him in case they call him again.

 

[Judique]

@LuckyMamaInDE - I agree with @striker1064. Never take the 60k offer. If you really want the Platinum, at least try to pull the 75k offer that’s fairly easy to get via incognito.

Last month, it took me only about 5 minutes to pull these two increased offers on the PRG and Platinum using Chrome browser on incognito mode and Private Internet Access VPN set to the US Seattle servers. I tried it again on the same VPN and network settings using Safari private mode and got the same offers.

I tried different combinations of private/incognito modes on Chrome, Safari, and Opera browsers, and connecting my VPN to different big city servers around the US (I tried, California, Silicon Valley, Chicago, New York, then finally Seattle worked). In the incognito window, I typed in americanexpress .com, click on the Personal Cards graphic, see the 50k special offer for the PRG (which is good, but not what you want), click Rewards Points Cards in the nav bar, and find the 75k special offer on the personal Platinum. If you don’t have a VPN, Opera has a built-in VPN, so you can try that.

I've got that PRG offer on my Lux card but I've never been offered more than 60K on the Plat. Not looking to apply for either anytime soon as I may have some other fish to fry before I go for any more Amex, (although I do know they are charge so could be slipped in with the right spend available to me.)

 

[disneybirds]

ok random question of the day..... looking to get one 19 yo set up with his own card....he's been an au on a couple of mine for at least a year now...and is cheaper than dirt so completely trustworthy on his own...I just want him to start paying his own bills vs. him repaying me out of his bank acct. after I pay them (like phone and insurance etc- in this house if you have it you have to pay for it) what are the best newbie cards for a kid? is it the freedom family too high a bar? I like discover but it isn't good everywhere I was thinking maybe FU since he doesn't want to fuss over categories? but I don't want to waste an app if it's not going to happen

I know several people have already suggested the Discover cards. Here is an article from Frequent Miler and first card. https://frequentmiler.boardingarea.com/2017/09/20/teens-first-credit-card/ The article is about a year old, but hopefully can give some guidance. We bank at Wells Fargo and our DD ended up getting a card there.

 

[hsmamato2]

ok ya'll I was asked for some advice by a friend.... young person with a somewhat decent credit score of 705- works with her moms business for a few years and the mom has a couple of cards with her name on them from a few years back(I didn't ask) she's about 20-21 yo,and looking for a card that will help her travel more. She's interested in international travel, first goal is south america. what's my best advice I can give her,I'm not that big on int. travel points for airfare. British Airways,AA, what would be a good start card for her? she currently uses a tj maxx cc only that's about 1.5 years old(I know,I know) thanks for any tips.

 

[MrPTato]

I had the 50k on the PRG the other day. Closed it out to cook dinner and then tried for 5 minutes to get it back and it never showed. Ended up applying using a DISer link. Card showed up via UPS today. Need to cool off with Amex for a bit.