I'm beginning to wonder if we'll ever have all of our contracts paid off! Bought first 200 points at BCV in '02 (3 year contract paid off this September), added 100 more points at BCV during our first trip "home" (paid off next August), and just bought 200 points at VWL (paid off in September of '08). My wife and I hope to retire within the next three years, but if we can't cure the "add-on disease" we may never be able to afford to retire, and could have more points than we can practically use, unless we upgrade from our usual studio accomodations. Again, congrats! Enjoy those eight (!) contracts!