We have decided to help out a family that lost their home when their house flooded. Parents and 3 young girls have lived w/ grandparents since July. The FEMA check has come through, they have closed on a different house.
My parents, brother, and 3 sisters family, and myself are going to help the family out with Christmas. This is someone my sister kind of knows (in a very small town). When approached, the mom started sobbing. They need the help and graciously accepted it.
Each child is going to circle some things in a JC Penny's catolog and initial it. We are going to pool our money to buy a small chest freezer and try to fill it.
Depending on how much is left, we may buy an appliance.
I have given up on Toys for Tots and the angel tree. We are surrounded by many people who double dip in charities like this, and of course we are supporting by paying our taxes. We decided giving our $ and gifts DIRECTLY to the family means a lot to us. We see the need, they acknowlegde and accept the help, and we deliver!

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I know, I know, I've become jaded and overjudgemental in many areas, especially on the welfare system. I like the idea of talking to the teachers, social worker, and of course, the elderly in the nursing home.
Best of luck to you spreading your love and cheer. It is a great season to share.