how to get dvc card with kids name on it

[smores]

my kids sometimes travel without me and would like to use some of the perks of dvc but our card just has my name on it...is there a way to get cards with my name and theirs?

 

[erionm]

Only those individuals listed on the deed will get member cards.

 

[Sandisw]

Cards are for owners of the contract, so as mentioned, your children would not be eligible for the DVC perks that you get for showing your DVC card. You, as owner, are eligible to buy those in your household an DVC AP, but as far as I know, that is about it..

 

[n2mm]

We added our adult daughter to our deeds, so she has her own dvc card. As mentioned, only owners listed on the deed are entitled to dvc perks. Her spouse and children get dvc APs only because she buys them.

 

[smores]

That stinks...my kids can't get into the lounge in Epcot if I'm not with them....

 

[southerngirl528]

Only those individuals listed on the deed will get member cards.

You can have them added to your deed(s) if they are of legal age and you own no money on your contract(s). But just like adding a name to your home deed or any other property deed, one must refile the proper documents with the appropriate gov't entities to have the deed changed. A closing company can help you do this.

Member perks are for members.

 

[KAT4DISNEY]

You can have them added to your deed(s) if they are of legal age and you own no money on your contract(s). But just like adding a name to your home deed or any other property deed, one must refile the proper documents with the appropriate gov't entities to have the deed changed. A closing company can help you do this.

Member perks are for members.

And then the DVC becomes part of their assets and all the issues that might potentially come with that.

 

[wilkeliza]

Also adding someone to the deed gives them booking powers. So you have to trust that your kids aren't going to book themselves a crazy trip on your points because once they are on the deed they don't need permission from you to use the points.

 

[gdrj]

That stinks...my kids can't get into the lounge in Epcot if I'm not with them....

Correct. No different than Top of the World or other DVC benefits.

 

[Andyman33]

What about teenage kids? Seems odd they wouldn't be able to use my card to get the Dvc discount....

 

[supersnoop]

What about teenage kids? Seems odd they wouldn't be able to use my card to get the Dvc discount....

They aren't owners. Only you are entitled to the discount, not your children.

 

[n2mm]

What about teenage kids? Seems odd they wouldn't be able to use my card to get the Dvc discount....

The only person that can use your card is you. They often ask for a picture ID. Both I and my husband have our own cards, along with my adult daughter. All 3 of us are named on the deed(s).

 

[wilkeliza]

What about teenage kids? Seems odd they wouldn't be able to use my card to get the Dvc discount....

I believe they assume teenagers and children would be traveling with their parents who are owners. Thus if they want your discount you buy whatever it is they want and the discount is valid. If you are talking 18/19 then you can put them on the deed if a discount is that important.

 

[Andyman33]

They aren't owners. Only you are entitled to the discount, not your children.

Correct but I'm still the one paying lol

 

[illinidp]

You can also give any adult booking privileges without adding them to the deed by adding them as an associate member, but they still don't get a card or any discounts.

 

[4HOLIDAYS]

How do you add the adult child to the deed? Through dvc or outside company? Cost?

 

[erionm]

How do you add the adult child to the deed? Through dvc or outside company? Cost?

Adding a Name on Existing Contract

 

[4HOLIDAYS]

I saw that but dont want to create my own deed and such.

Is there another way besides do-it-yourself?

 

[erionm]

I saw that but dont want to create my own deed and such.

Is there another way besides do-it-yourself?

If you call Member Administration, they will give you the name of a company that you can pay.

 

[miTnosnhoJ]

A couple of considerations... not casting aspersions on your kids, who I am sure are practically perfect (see that Mary Poppins reference there?). But so other people who see this thread can think about it.

1) If their names are on the deed, and they go bankrupt or are sued, the creditors of your children may go after their interest in the DVC deed. You would need to consult an attorney to understand all the ramifications. Some forms of ownership might allow the creditor to attach a lien to the property. If your kids are in danger of going bankrupt, (e.g. they own a small business or a restaurant), or do not have stable employment, or have large student loans, you may want to discuss with your attorney. In Florida, it is very difficult for creditors to get to your home, but as you add additional people to the deed, you must take care not to lose this right. For example, see this article: http://aboutfloridalaw.com/2013/12/...creditor-stakes-a-claim-against-the-property/

2) Talk to your CPA and make sure all the Gift Tax implications are considered. There should be no tax owed for most people. You can gift up to $14,000 to each child per year with no paperwork. For a husband and wife, they could each do this, for a total of $28,000 per year per child with no paperwork. If the gift is more than this, it is likely still tax free under your unified lifetime exclusion, but you would have to report it on your taxes.