How often do you pay on your WDW trip?

[chrystalc77]

Do most of you pay weekly/monthly, all at once or just whenever? I'm trying to treat it like a bill and pay some every 2 weeks when I get paid. But then sometimes I'll just text my TA and tell her to pay $25 on my non-pay weeks. Hey a payment is a payment right? I just thought it would be fun to ask if I'm the only one that makes random small payments every now and then.

 

[bedogged]

Do most of you pay weekly/monthly, all at once or just whenever? I'm trying to treat it like a bill and pay some every 2 weeks when I get paid. But then sometimes I'll just text my TA and tell her to pay $25 on my non-pay weeks. Hey a payment is a payment right? I just thought it would be fun to ask if I'm the only one that makes random small payments every now and then.

I just put down the deposit and then on the date the balance is due, I put it on my Disney Visa. I just pay it off as an add on to my monthly balance. Disney Visa gives me Disney Dollars and six months free interest to pay it off. I'm not one to recommend keeping a balance on a charge card, but when it is interest free....I make an exception.

 

[Dsnyfireman]

We claim less for taxes during the year so they take out more, we get a good refund and use that to pay for our trips . I wish we could just pay each week but I know me and it would never work! Lol! We do our taxes earlier and get our refund quick so we can pay it all at once, we go in February and this works well for us. Guess as long as bills get paid and we get to go to disney all is good!

 

[momto2inKC]

It just depends. For our upcoming trip I just started making weekly payments this month. I should have it paid off mid-August. I go each week and get Disney gift cards at Target, saving 5% with my Target debit card. Some trips we wait and pay the whole balance at the 45 day mark.

 

[DawnM]

We pay for our trip with our yearly bonus usually, but we don't use a travel agent nor do we get a package. I just use that $$ to book the trip.

 

[AuroraRora]

I pay it in cash when I check in, aside from the deposit which I just use my debit card for.

 

[wdwmom0f3]

I have been paying every two weeks.

 

[Aliceacc]

My husband started a savings account for next year's trip. We put in $200 per pay period.... that's $400 a month.

Last time I heard we had $3500 saved. And our trip isn't for another year.

In that time, we'll get Disney gift cards for evey occasion: birthdays, Christmas, Easter, Mothers/Father's Day.

And, since we're not going away this year, we'll have 2 years worth of coins in the jar.

 

[bigbabyblues]

We pay the deposit when we book and pay the balance a week or so before the 45-day mark. I just put the $ in savings until it is due, call Disney to pay it, then transfer the $ to the cc online.

 

[Ravenne]

After the initial deposit, I take the remaining amount owed and divide it by the months till the PIF date. Then I make monthly payments based on that.

 

[Luv Bunnies]

We're doing an off-site trip this time so payment has been a little different. I bought the plane tickets in January, put them on the credit card and paid it off. After about two months, I bought the park tickets. Again, paid off the card. I paid off the rental car in June through a Hotwire booking. Then at the beginning of July, I sent a check for the full payment of the townhouse. I kind of paced the bills over six months. I also picked up several Disney gift cards ($200 worth) over a few months. When we leave next week, I'm going to pull $1000 in cash out of the bank. Our goal is to charge no more than $1000 over the course of our 10-day trip. Between the cash and the credit card, I think we'll be fine.

 

[Hoof Hearted]

I pay all at once using my credit card

 

[snarlingcoyote]

Every week I have money deposited into a Disney fund that is separate from our savings account. I just don't think about it. Our next trip is in October and I should have about 600 more than I estimate we'll need saved up. We're heading back in February with dear relations, and then I should be at $300 over what's needed. Next September we'll go again, and then I should be at about $100 over. We won't go back until December the next year, and I should have about $300 over needed saved up.

But we have a DVC, so that makes a difference - it's paid for, just have dues, and I have the Chase card that generally takes care of our spending money and meals in the parks.

 

[ssawka]

Personally, I don't believe in paying any company earlier than I have to.

 

[chrystalc77]

I love the convenience of making payments to them over a long period of time. (Booked November 2014 July 10th). If I tried to hold onto that money something else would come along and take it. It makes me happy to keep noticing my balance decreasing every time I make a payment.

 

[ilovemk76]

I pay twice. When I book I pay the deposit. Later I pay the remainder.

 

[Fab4@disney]

In the past we have always used a credit card to pay for our trips. This time, I have paid once a week on my payday from my part time job and I almost have it paid for! I have found that this works best for me as I don't have a chance to spend it else where

 

[princess aleya]

I usually try to pay every two weeks.

 

[luvmy3]

I normally just pay the whole balance up front but since I paid via GCs this trip I did it every week. I dont know if there was a limit on how many they can apply but I figured it would be easier for my TA to break it up into groups. Plus, I was buying them online for an extra discount and I was limited in the number I could purchase at one time.

 

[Gigi22]

Doing it differently this year. We have 2 cruises planned, one non-DCL this fall, one DCL next spring. It was easier for budgeting purposes to make a monthly payment on both cruises.