How much of a pain..2 different UY?

[dvcnewgirl]

For any of you that own 2 different use years, is it really a pain to keep up with? Any words of warning or is it pretty easy. I just put in an offer for an add on with a different use year. Thanks!

 

[corky441]

I was also wondering the same thing. I have just one contract but might be interested in an add-on to my home resort.

Also, what are the good & bad issues with having multiple home resorts with small point contracts?

 

[disneynutz]

My motto is the less work for "me" the better. More than one UY is more work and a greater possibility of a mistake being made by you or MS. Smaller contracts are also more work if you don't have enough points to make a reservation and you need to bank and borrow all the time. Mistakes can be made there too.

If you would like examples, I have several that I can share.

 

[jekjones1558]

We have added-on multiple times and all contracts have the same use year. It means that we have just one master contract, even though our points are at 2 different resorts. I like that because my banking window is the same for all points and I do not have to worry about transferring points from one master contract to another when making a reservation (the one transfer/year rule can make transferring a complication). HOWEVER, many DISers have different use years. I can see where it might be better, if you always travel at 2 totally different times of the year, to have different use years (in case you need to cancel you would have lots of time to bank points or reschedule). Bottom line is you can make it work either way but one use year is certainly easier.

 

[kerickson]

If you have 2 different UYs (even at same home resort) they are essentially separate contracts and you have to transfer points from 1 to the other to combine for 1 reservation. You can only transfer points 1 time per year.

 

[SuzanneSLO]

I think the level of inconvenience depends on how you will end up using your points. If you take lots of short trips and usually book with current points, then I would think it is very manageable. If you have different resorts as well, then typically booking within 7 months also makes the contracts easier to manage.

We tend to take one long trip each year and we using lots of banked points for every other trip . We received a transfer of points from another UY and another resort and I find it takes a lot more brain cells to plan our use of those points. -- Suzanne

 

[PSC]

We own 2 different use years and while it does take some additional coordination, its not as hard as some make it seem. You tend to get better at planning ahead to make sure you book reservations using points from a UY that gives maximum flexibility in case you need to cancel (and still be able to bank those points). CaskBill's DVC Tracker program is actually very helpful in this regard. As far as I'm concerned, I have the best of both worlds - enough points for a few nice vacations a year, and no worries about banking deadlines.

 

[Laxmom]

I would guess that having 2 UY's at 2 different resorts would be easier unless you used the points for two different trips and treat it as 2 separate entities and really didn't combine them. Kind of like owning two separate timeshare weeks. Does that sound correct? I am not sure if my brain could handle combining them with the deadlines being different.

I have often checked out the resale listings wondering if it would be that big a deal. Some of those contracts certainly are tempting and, of course, not the same UY that we own. We will need more points but I have seen nothing with our UY yet.

 

[BWV Dreamin]

I would guess that having 2 UY's at 2 different resorts would be easier unless you used the points for two different trips and treat it as 2 separate entities and really didn't combine them. Kind of like owning two separate timeshare weeks. Does that sound correct? I am not sure if my brain could handle combining them with the deadlines being different.

I have often checked out the resale listings wondering if it would be that big a deal. Some of those contracts certainly are tempting and, of course, not the same UY that we own. We will need more points but I have seen nothing with our UY yet.

Thats how I treat my two UY's....like two different timeshares. I prefer the June UY for my VB as we will always most likely go there from June thru Sept. I love my March UY for Boardwalk as we will never go to WDW in the summer, mostly spring or fall. If I do add on again, I will probably go thru Disney and stay with one of my two UY's....both scenario's have their advantages.

 

[Laxmom]

Do you ever transfer between them to book in the 7 month window for a larger room? Just curious if that is more hassle than it is worth.

By the way, thanks so much for the info and to the OP for posting. I have been wondering about this for quite a while.

 

[Safari Queen]

We have two UYs and it's really okay. We never transfer points, we just use one or the other for each trip. I really don't see how it would be different if I had the same use year for both resorts.

 

[Laxmom]

Yea, if I used the other resort points, it would be to HHI offseason every couple of years so no need to combine. Never mind that question. I am thinking we would just travel every other year to each resort giving us 100 points at each with banking. The UY that I am looking at would be Sept. and our other contract is Aug. We usually travel in the spring or fall.

 

[BWV Dreamin]

Do you ever transfer between them to book in the 7 month window for a larger room? Just curious if that is more hassle than it is worth.

By the way, thanks so much for the info and to the OP for posting. I have been wondering about this for quite a while.

There are a couple of ways to do it. You can use one UY and book as many nights as you have pts. for, then book using the other UY contract pts. and LINK the ressies, thus avoiding the transfer. Now you may have left over pts. in each contract. If you don't want to bank those pts. you could then TRANSFER pts. from one UY contract to the other. Then all those odd number pts. can be used at 7 mos. for another ressie. OR you can then BANK those transferred pts.as long as they are in the same current year (2008 pts. transferred into 2008 UY.) There is no banking timeframe for transferred pts., so you don't have to worry about the banking window from one contract to the other.

 

[Laxmom]

Got it! I hadn't thought of doing it that way. It doesn't seem like that bad. You have basically 2 options to make it work. Thanks!!

So, it would be 2 separate master contracts with 2 member numbers also, correct?

 

[Buckeye Fan]

Well...while I can't tell you how easy or hard it is, we made the decision to do it. We should close any day now on a contract with a Dec UY (VB) and have points at SSR with an Aug UY. Biggest cons I could find when doing research:
* Can't combine points at the 7 months window without transferring.
* You can only transfer in our out of any contract once per UY.
* Can't transfer banked or borrowed points.
* Have to pay attention to two separate banking windows.

What I did find out is that you can link reservations, which means that I can reserve 3 nights with SSRs points and 4 nights with VB points at any resort at the 7 month window and link the reservations so I don't have to change rooms. The only time you would really need to do a transfer is if you needed a certain number of points to book a given night (e.g., 30 points required and each contract has 15 points remaining) or if you wanted to combine points for a big reservation (e.g., a cruise or adventures by Disney). If you have the same UY, you can combine at the 7 month window without the hassle.

Since we will generally be doing a VB/WDW visit, I didn't think I'd encounter the situation often enough to care. We'll use our VB points to book at VB at the 8 - 11 month mark and our SSR points to book at WDW.

 

[dvcnewgirl]

Thanks guys, If my contract goes though I will have 3 home resorts and 2 UY's. I will pretty much keep them as different timeshares. If I need more point I will borrow them from the contract I am using and bank other points from the other contract that I did not use. YKWIM? Thanks again!

 

[BWV Dreamin]

Got it! I hadn't thought of doing it that way. It doesn't seem like that bad. You have basically 2 options to make it work. Thanks!!

So, it would be 2 separate master contracts with 2 member numbers also, correct?

If purchasing resale, it will be two separate master contracts, even if you have the same UY. If you happen to find a resale with your same UY, try to get the broker to contact member accounting to get it all under on master. Hope this helps, good luck!

 

[jekjones1558]

I have 7 add-ons. All but one were bought through resale sites. All are on one master contract. The first few I never even mentioned getting the same master contract because I was too stupid to know. The last few I have made a point to request that the points be on my one master.

 

[Laxmom]

That's good to know guys! Thanks! I wouldn't have thought of if either.

 

[Laurabearz]

Thanks guys, If my contract goes though I will have 3 home resorts and 2 UY's. I will pretty much keep them as different timeshares. If I need more point I will borrow them from the contract I am using and bank other points from the other contract that I did not use. YKWIM? Thanks again!

We have 3 home resorts and 2 UYs and for us it works great.

Our Aug UY BWV contract we use in Oct for food and wine and our Dec UY is OKW and BCV and those points are used all over the place, but mostly at the 7 month window.