How many DVC points can I use

[tgropp]

I am not sure how many points that I have available to use with my one contract and use Year So wondering if any of the point pros on the boards can give me some good advice. We are planning on going to Aulanai in Feb 2021. I have 81 September Use Year Beach Club points for 2020, 124 points for 2021 and another 124 points for 2022. If I want to use these points for the Feb 2021 visit at seven month mark, am I limited to using just the 2020 and 2021 points or can I also borrow the 2022 points also. Any help is appreciated

 

[sethschroeder]

For Feb '21 that would be your Sept '20 use year.

• You can bank your '19 points in to '20
• Borrow your '21 points in to '20
• Use '20 points

So you can use 205 points (you didn't call out any '19 points left). You would not be able to borrow your 2022 points unless your trip was starting in Sept '21 or later.

Remember to do a simple tip: Figure out which use year your stay would be in and then you can use points from the UY before, during, and after that UY.

 

[Chuck S]

February 2021 falls within your September 2020 Use Year, so you may use your 81 remaining 2020 points, and borrow the 124 2021 points, for a total of 205 points available for a February 2021 vacation.
You can also purchase 24 one time use points, bringing the total to 229. If you need more than that, you'll either need to buy more points, or get a transfer from another DVC member.

 

[tgropp]

Thank you all. Happy New Year