Here's a map to give to a general idea of the subdivisions that are in the area:
http://maps.google.com/maps/ms?ie=U...8.272032,-81.608849&spn=0.068335,0.11055&z=13
Some of the subdivisions like Windsor Hills #1, Emerald Island #15 and Windsor Palms #13 have a manned gate, resort-like facilities, 2 and 3 br condos, 3 br townhouses, and 4- 6 or 7 bedroom pool homes. There are other subdv. like Rolling Hills, Indian Creek, Oak Island that are not gated and have only pool homes, and a couple of subv with only pool homes and a coded gate like Formosa Gardens Estates, Sunset Lakes, Acadia Estates. All of these are on the west end of 192 near the Animal Kingdom side of Disney. There are many other subdiv. off Poinciana Blvd like Terra Verde #62 and those in that area. Also along hwy 27 in the Clermont and Davenport areas and some off I-4 exit 58 Champion's gate area. On the map they all have blue markers.
Find the area you'd like to stay in then look at homes in the Kissimmee area on
http://www.vrbo.com/vacation-rentals/usa/florida/central-disney-orlando/kissimmee
or
http://www.homeaway.com/vacation-rentals/florida/kissimmee-area/r696
For Clermont and Davenport just back out to the Disney/Orlando area.
Some of the subdivisions like Windsor Hills have their own listing site:
http://windsorhillsrent.com/
On any of the above sites you'll be dealing directly with owners. If you find something you like email the owner and ask for a quote.
There are some agencies that you can go through like allstarvacationhomes.com floridasunvacationhomes.com
http://www.oasisvacationhomes.com/ but I've found their prices higher than dealing directly with an owner.
None of the above have anything to do with timeshare presentations.
There are also timeshare resorts like Bonnet Creek #118(which is basically on Disney property), Vistana Resort #114, Floridays #121, Silverlake #19, and many others. I'm not as familiar with these but some are marked on the map.
These would all be condos. You can just say NO to the timeshare presentation unless you've booked a special deal that includes having to do the presentation.