Today seems to be the day for this question!
I just mentioned this on someone else's post, but I really like YNAB Pro (
www.youneedabudget.com). Its a great budgeting program with a philosophy behind the coding that you should work towards living off LAST month's paycheck (i.e., In September, I'm budgeting based off of August's paychecks, and September's paychecks are going towards October's budget, etc.) What's nice is that it's an automatic buffer from living paycheck to paycheck.
The things I like about YNAB:
- program is pretty easy to use
- it has a great forum for questions, pats on the back, or kicks in the butt (kinda like here!)
- it's a one-time fee of $40
- you can import your files (not automatically) from your banking institutions, or enter things manually
One weakness - for me at least, is their reporting/exporting, but from what I've read, those are things they're working on for the next rollout.
Anyway, that's my long-winded two cents.