Help with Points

[vrb]

Hi all,
I need help trying to figure out when all my points expire....Here's the breakdown. I have 2 contracts. I know the 84 pts SSR Aug 2020 expire this August.
Do the 100 pts BC March 2021 points expire next Mar 2022?
And 340 pts SSR expire next Aug 2022?

Beach Club
Use Year Available In Holding
Mar 2021 100 0
Mar 2022 50 0
Mar 2023 50 0
Mar 2024 50 0

Saratoga Springs
Use Year Available In Holding
Aug 2020 84 0
Aug 2021 340 0
Aug 2022 170 0
Aug 2023 170 0

Thank you for your help!

 

[Sandisw]

Looks like you banked 50 points into your March 2021 UY. Those will expire Feb 28th, 2022.

The other 50 are your 2021 UY points so those can still be banked unless you want to use them before end of Feb, 2022

For your August UY, the 64 points will expire end of July, 2021 as you are beyond the banking deadline.

For your August 2021 UY, the 170 you banked will expire at the end of July 2022. The other 170 are your Aug 2021 UY points so those can be banked once that UY begins and you have until the end of March .. 2022 to do that.

 

[vrb]

Thank you Sandi.

1 more question....
If I bank points how soon can I use the points? Ex: if I bank points can I use the same banked points the next month? We're trying to figure out when our next trip to Disney is going to be but right now there's so many unknowns that can change from 1 day to the next. Once I bank points do I have restrictions on how soon I can use them?

 

[Marionnette]

Thank you Sandi.

1 more question....
If I bank points how soon can I use the points? Ex: if I bank points can I use the same banked points the next month? We're trying to figure out when our next trip to Disney is going to be but right now there's so many unknowns that can change from 1 day to the next. Once I bank points do I have restrictions on how soon I can use them?

When you bank points they get moved into the next UY. So if you were to bank your March 2021 points into March 2022, those banked points can be used for a reservation that begins no sooner than March 1, 2022 or ends no later than the night of Feb. 28, 2023.

Banking is a one-way transaction. Once banked you cannot pull points back into their original UY.

 

[TTA Rider Matt]

When you bank points they get moved into the next UY. So if you were to bank your March 2021 points into March 2022, those banked points can be used for a reservation that begins no sooner than March 1, 2022 or ends no later than the night of Feb. 28, 2023.

Banking is a one-way transaction. Once banked you cannot pull points back into their original UY.

How does that work with the borrowing restriction? For example, I have 150 total points, same UY, at PVB and BWV. If I banked 50 into next year, then decided last minute to take a trip, would I be able to borrow 50% of 200, now that the 2021 Dec UY has 200 points, or would it be 50% of 150, which is my yearly allocation of points?

 

[CarolMN]

It's 50% of your annual allotment, so it would be 75 (50% of 150).

How does that work with the borrowing restriction? For example, I have 150 total points, same UY, at PVB and BWV. If I banked 50 into next year, then decided last minute to take a trip, would I be able to borrow 50% of 200, now that the 2021 Dec UY has 200 points, or would it be 50% of 150, which is my yearly allocation of points?

 

[Sandisw]

It's 50% of your annual allotment, so it would be 75 (50% of 150).

To add, it’s 50% of each contract. So if the PVB abs BWV contract are different sizes it would go by that.

For example, I have a 200 SSR and 100 BLT. I can borrow 150, but only 50 can be BLT and the other 100 have to be SSR.