OK here's my understanding of how I think this works! Some clarification on whether I have this right would be great... We normally take our vacation in July and would have 2 weeks of it at Disney. Our check out date would also be in July. Does this mean that the best 'purchase' month would be August? (so that it is 11 months from the check out date?) I see that Saratoga Springs is currently 120 points per week for the July period, so, for a two week vacation at this time each year I guess this means I would need to make an initial outlay of 240 points? I can (if I wish) choose to use these points elsewhere, but my understanding is that I can only reserve 7 months in advance at other resorts if my home resort is say, Saratoga? I am also wondering if it is best to buy more points than I need to stay at our home resort so that I can 'afford' other resorts? Is there ever difficulty in securing accommodation at non-home resorts? We are restricted to UK school holidays so are concerned that we may not be able to experience other resorts due to this. I would really appreciate some help on how this all works in practice! Many thanks!