I've been considering DVC for some time. I keep going back and forth about the benefit of having it, as opposed to paying cash for rooms. So say I buy 200 points at HHI. Benefit, I could reserve 11 months out. But, I'd still be paying at least $800 in maintenance fees per year at $4.XX per point. But, you have to buy the points first. So an initial investment of say $100 per point so $100 x 200pts = $20,000. $20,000 over 50 years is $400/year on top of the $800 in fees per year. So I'd be paying $1200 for a 5-6 night stay in a one or two bedroom with a 50 year commitment. That's what I'm paying now though, when I pay cash. So what is the benefit? Am I figuring this all wrong?
Help me see the light!
Help me see the light!