Help Me! I need to get back on track

[DisneyFirstTimer10]

I need a good system to organize my budget, my bills, and my monthly spending. Tried Ynab (think its what its called) and it worked for a while but become burdensome.

I love binders, love charts, love excel.

I have a hard time setting up my own system. Any suggestions?

 

[mommyof3princess27]

I just use a Mic Word program my friend sent me and I love it. It has a place at the bottom for cc and how much you owe. It goes monthly and u input how much you get paid and your bills and it subtracts the amount. i just write vacation on one line to make sure it gets some money lol. pm with your email if you are interested

 

[AmandaRG]

I just set up an excel spreadsheet. DH is paid every two weeks, so I set up our budget to be based on that. Twice a year he gets 3 checks in one month and those have become our main vacation savings, with bits thrown in here and there when I save $$ on something.

It is pretty easy, because I like my bills paid pretty much as soon as I get them. The same things come out of the first check each month, and the same for the second. It tells me at-a-glance what is due for that check. I can color in the squares if there is something that I am waiting for...and it stands out.

Hope this helps! If it isn't clear feel free to ask for clarification.

 

[chris31997]

We are "old-school". Before the end of the month, we will do a budget on paper(DH gets paid 2x a month so we split the month accordingly). Than the cash goes into the right envelopes and the bills get paid online. Everything done when his paycheck hits the account We try to keep it simple.