U2_rocks!
<font color=coral>The DISer formerly known as U2_r
- Joined
- Sep 7, 2006
- Messages
- 3,469
I was reading the Visa website, and a bunch of things are required just to file a claim. Meanwhile, the rental car company can charge you for estimated damages, and you can't get them back until the claim with the credit card co is settled! Also, once the rental car co has charged you, they don't care about you any more, they have their money - how hard is it to get copies of everything you need to file your claim? e.g. accident report, rental contract etc.
I have always bought LDW insurance because I do not live in the U.S., and always wanted to avoid the hassle of having a claim pending. I have been recently reconsidering this, since I always use my Visa to pay for it anyway, and primary coverage (including loss of use) is included. But if there's an accident and I have to leave the U.S. before the accident report is ready (say it happens the day before our departure or something), how easy will it be for me to get this documentation? I am just worried that, having left the U.S., I may never be able to get what I need to file a claim with VISA. And if I have to fly back to sort it out, or have to incur long-distance charges (US toll-free numbers usually don't work here), then I might as well have paid for the LDW coverage and saved the hassle!
Any thoughts? Experiences?
I have always bought LDW insurance because I do not live in the U.S., and always wanted to avoid the hassle of having a claim pending. I have been recently reconsidering this, since I always use my Visa to pay for it anyway, and primary coverage (including loss of use) is included. But if there's an accident and I have to leave the U.S. before the accident report is ready (say it happens the day before our departure or something), how easy will it be for me to get this documentation? I am just worried that, having left the U.S., I may never be able to get what I need to file a claim with VISA. And if I have to fly back to sort it out, or have to incur long-distance charges (US toll-free numbers usually don't work here), then I might as well have paid for the LDW coverage and saved the hassle!
Any thoughts? Experiences?